Holiday Spending Hacks: Budgeting Tips for a Joyful Season

Holiday Spending Hacks: Budgeting Tips for a Joyful Season

From Wellbeing and Your Wallet by Affinity Federal Credit Union

December 16, 2025 · 38 min · Episode 68

About this episode

The episode discusses budgeting tips for a festive holiday season without overspending.

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss budgeting for a holiday season that feels festive without breaking the bank. Main discussion topics include managing financial anxiety, making mindful choices to save, and planning ahead to shop holiday deals. Following the main discussion, the team addresses a question from the member mailbag. Grant pulls the following submission: It always feels like January lasts three months and my paycheck doesn’t. Between higher bills, leftover holiday expenses, and trying to get back on track, I feel like I start the year already behind. How can I be more proactive this year so I’m not constantly trying to dig myself out? Grant concludes the discussion by highlighting Affinity’s Cash Back Plus Checking Account . Earn up to 10% in cash back on debit card purchases, get refunds on ATM withdrawal fees, and manage your money with zero monthly maintenance cost. Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com. Rate, like, and subscribe for more from the Wellbeing…

People in this episode

Hosts: Grant Gallagher, Shawn Lubitz

Topics covered

  • holiday budgeting
  • financial anxiety
  • mindful spending
  • planning for deals
  • member mailbag

Keywords

  • holiday spending
  • budgeting tips
  • financial wellbeing
  • cash back
  • debit card purchases

Mentioned in this episode

Organizations: Affinity Federal Credit Union

Products: Cash Back Plus Checking Account

Places: January

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