FIlanthropy: Radical Impact Giving Without Risking Your Retirement | Rebecca Herbst | 223
About this episode
Rebecca Herbst discusses the complexities of generosity and identity after achieving financial independence at a young age.
Bill jumps into a last-minute solo conversation with Rebecca Herbst of Yield and Spread for a surprisingly energizing deep dive into generosity, guilt, and what happens after the finish line of financial independence. Rebecca shares how hitting FI at 32 did not lead to endless victory-lap bliss so much as an identity jolt: if money is a tool, then what is it actually for? This episode covers: Why Rebecca felt guilt, not just freedom, after reaching FI at 32 How giving can be framed as money, time, or skills—not just writing checks Why generosity is a habit and a muscle, especially for lifelong savers The surprisingly small impact that a 1% giving rate can have on your FI timeline How "effective giving" applies investing-style thinking to charitable impact The difference between reactive emotional giving and proactive intentional giving Tax-smart giving tools like appreciated securities, donor-advised funds, and QCDs Why the FI community may be uniquely positioned to normalize bold generosity How giving can become part of a "life portfolio," not just a side project References & Resources Mentioned . === SUPPORT THE SHOW === 📩 Sign up for our newsletter 🌐 Visit Catching Up to FI…
Topics covered
- financial independence
- generosity
- effective giving
- identity after FI
- charitable impact
- tax-smart giving
More episodes of Catching Up to FI
- How K-12 Teachers Can Beat the Broken 403(b) System | Dan Otter & Scott Dauenhauer | 226
- Risk & Reward: Stress Testing the Long Term Buy and Hold Strategy | Ben Carlson | 225
- You Hit The Number, Now What? | Childfree Life By Design Crossover | 224
- Unbanked, Buried In Payday Loans & A 500 Credit Score: This Late-starter Overcame It All! | Afra Smith | 222
- Intergenerational Wealth: Strategies to Help Your Family NOW (Not Later) | Allen Mueller | 221
- Not So Big Life Design: The Architecture of Wealth | Sarah Susanka | 220
Explore listener stats, chart rankings, contacts and more on the Catching Up to FI podcast page.