A Primer on US Fintech Expansion with Klaros' Andy Kampf

A Primer on US Fintech Expansion with Klaros' Andy Kampf

From Fintech Layer Cake by Lithic

March 12, 2026 · 23 min · Season 4 · Episode 3

About this episode

The episode explores the challenges and frameworks for fintech companies expanding into the U.S. market.

What actually breaks when a fintech expands to the U.S. — product, licensing, hiring, or assumptions? In this episode, host Reggie Young sits down with Andy Kampf, Partner at Klaros Group and former Klarna US legal lead, to unpack the real framework behind cross-border fintech expansion. Andy breaks down the four pillars every foreign fintech must get right — product, bank partnerships, hiring, and budget — and the hidden pitfalls that derail U.S. launches. From misconceptions about European ...

People in this episode

Host: Reggie Young

Guest: Andy Kampf

Topics covered

  • fintech expansion
  • U.S. market
  • cross-border finance
  • product development
  • bank partnerships
  • hiring practices

Keywords

  • fintech
  • U.S. expansion
  • product licensing
  • bank partnerships
  • hiring
  • budgeting
  • Klaros
  • Klarna

Mentioned in this episode

Organizations: Klaros Group, Klarna

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