
A Primer on US Fintech Expansion with Klaros' Andy Kampf
From Fintech Layer Cake by Lithic
March 12, 2026 · 23 min · Season 4 · Episode 3
About this episode
The episode explores the challenges and frameworks for fintech companies expanding into the U.S. market.
What actually breaks when a fintech expands to the U.S. — product, licensing, hiring, or assumptions? In this episode, host Reggie Young sits down with Andy Kampf, Partner at Klaros Group and former Klarna US legal lead, to unpack the real framework behind cross-border fintech expansion. Andy breaks down the four pillars every foreign fintech must get right — product, bank partnerships, hiring, and budget — and the hidden pitfalls that derail U.S. launches. From misconceptions about European ...
People in this episode
Host: Reggie Young
Guest: Andy Kampf
Topics covered
- fintech expansion
- U.S. market
- cross-border finance
- product development
- bank partnerships
- hiring practices
Keywords
- fintech
- U.S. expansion
- product licensing
- bank partnerships
- hiring
- budgeting
- Klaros
- Klarna
Mentioned in this episode
Organizations: Klaros Group, Klarna
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