Simon Taylor on Where Agentic Spend is Going

About this episode

Simon Taylor discusses the role of stablecoins in payments and challenges the narrative that they will replace card networks.

Will stablecoins replace cards — or is that narrative missing how payments actually work? In this episode, Reggie Young sits down with Simon Taylor, founder of Fintech Brainfood and Head of Market Development at Tempo, to unpack one of the most debated topics in fintech: agentic commerce. Simon challenges the idea that stablecoins will displace card networks, explaining why cards don’t move money, how stablecoins actually fit into the stack, and why virtual cards may be the first real payment...

People in this episode

Host: Reggie Young

Guest: Simon Taylor

Topics covered

• stablecoins
• agentic commerce
• payments
• card networks
• fintech

Keywords

• stablecoins
• payments
• agentic commerce
• card networks
• virtual cards

Mentioned in this episode

Organizations: Fintech Brainfood, Tempo

More episodes of Fintech Layer Cake

• Escheatment Primer + Innovation with Aisen CEO Allen Osgood · May 28, 2026 · 27 min
• Why Credit Cards Are Hard with Scott Bass from Ensemblex · May 14, 2026 · 19 min
• The Future of Payments is Agentic and Tokenized, with Basis Theory CEO Colin Luce and CTO James Armstead · April 30, 2026 · 41 min
• Building the Modern Tax Engine with Gavin Nachbar, Column Tax co-founder and Aiwyn CPO · April 16, 2026 · 24 min
• A Primer on US Fintech Expansion with Klaros' Andy Kampf · March 12, 2026 · 23 min
• Middesk CEO Kyle Mack on AI, Good Data, and Business Onboarding in 2026 · February 24, 2026 · 35 min