Middesk CEO Kyle Mack on AI, Good Data, and Business Onboarding in 2026

About this episode

Kyle Mack discusses the importance of data quality in fintech innovation and the evolution of KYB.

What happens when you try to build AI-driven fintech products on top of messy, incomplete, or unreliable data? In this episode of Fintech Layer Cake, host Reggie Young sits down with Kyle Mack, CEO of Middesk, to unpack why data—not AI—is the real bottleneck holding fintech innovation back. Kyle explains how KYB has evolved far beyond a compliance checkbox, why poor data foundations can amplify risk instead of reducing it, and what it actually takes to support real-time, automated decisioning...

People in this episode

Host: Reggie Young

Guest: Kyle Mack

Topics covered

• AI
• data quality
• fintech innovation
• business onboarding
• KYB
• automated decisioning

Keywords

• AI-driven fintech
• data bottleneck
• compliance
• risk management
• real-time decisioning

Mentioned in this episode

Organizations: Middesk

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