About this episode

Karisse Hendrick provides insights from the MRC Vegas conference, discussing fraud trends and the impact of AI on commerce.

In this episode of Fraudology, Karisse Hendrick provides a comprehensive debrief following the Merchant Risk Council (MRC) Vegas conference. Karisse shares her highlights and lowlights from one of the industry's biggest events, cutting through the conference hype to provide practical insights for fraud and payments professionals. The conversation explores the evolving mechanics of Agentic AI in commerce, detailing how tools like Sardine are now identifying AI agents by monitoring "invisible" behaviors, such as fields being filled without mouse movement. Karisse provides an inside look at why OpenAI recently shelved its "instant checkout" feature, moving away from being a merchant of record to avoid the liability of chargebacks and complex transaction enablement. We also explore the "hot topics" dominating the fraud landscape today: The VAMP Threshold "Cliff": How Visa is drastically reducing high-risk merchant ratios from 220 basis points to 150 basis points this April, potentially catching many enterprise merchants off guard. The Complexity of Agentic Chargebacks: Real-world examples of "authorized" AI purchases where merchants are losing disputes because card brands like Visa…

People in this episode

Host: Karisse Hendrick

Topics covered

• fraud prevention
• AI in commerce
• chargebacks
• merchant risk
• payments industry
• Agentic AI

Keywords

• fraud
• payments
• AI agents
• chargebacks
• Merchant Risk Council
• Visa
• OpenAI
• Sardine

Mentioned in this episode

Organizations: Merchant Risk Council, OpenAI, Visa

Products: Sardine

More episodes of Fraudology Podcast with Karisse Hendrick

• Market Volatility & The Trust Playbook: Navigating Fraud in Two-Sided Marketplaces · July 16, 2026 · 1h 7m
• The Agentic Era: Visa’s OpenAI Partnership, VAMP Pitfalls, and the Threat of Cloned Sites · June 30, 2026 · 39 min
• Unlocking Real-Time Collaboration: FinCEN’s Historic 314B Fraud Guidance Update · June 23, 2026 · 44 min

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