About this episode

Karisse Hendrick discusses the impact of AI on fraud and payments, focusing on Visa's partnership with OpenAI and the challenges posed by new technologies.

In this episode of Fraudology, Karisse Hendrick provides a comprehensive debrief following the massive shifts in the world of artificial intelligence and digital fraud. Karisse shares her highlights and lowlights from navigating the industry's rapid evolution, cutting through the future-looking hype to provide practical insights for fraud and payments professionals. The conversation explores the evolving mechanics of Agentic AI in commerce, detailing how partnerships like the new Visa and OpenAI infrastructure are designed to make AI commerce a reality. Karisse provides an inside look at why OpenAI previously shelved its original agentic project to avoid becoming a merchant of record, shifting away from full structural ownership due to complex liability rules and low initial adoption. We also explore the "hot topics" dominating the fraud landscape today: The VAMP Threshold "Cliff": How Visa’s monitoring programs offer no "trial" or "safety" months anymore, immediately penalizing merchants the first month they cross thresholds with instant fines and fees per chargeback and TC40. The Complexity of Agentic Chargebacks: Real-world examples of "authorized" AI purchases where merchants…

People in this episode

Host: Karisse Hendrick

Topics covered

• artificial intelligence
• digital fraud
• Agentic AI
• Visa and OpenAI partnership
• fraud landscape
• chargebacks
• cloned sites

Keywords

• fraud
• payments
• AI
• Visa
• OpenAI
• chargebacks
• cloned sites
• VAMP
• digital commerce

Mentioned in this episode

Organizations: Visa, OpenAI, AI, VAMP, TC40

More episodes of Fraudology Podcast with Karisse Hendrick

• Market Volatility & The Trust Playbook: Navigating Fraud in Two-Sided Marketplaces · July 16, 2026 · 1h 7m
• Unlocking Real-Time Collaboration: FinCEN’s Historic 314B Fraud Guidance Update · June 23, 2026 · 44 min
• The 430% Surge: FTC Statistics & Meta’s Historic Fraud Liability · June 16, 2026 · 48 min

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