Fraudology Podcast with Karisse Hendrick

In this episode of Fraudology, Karisse Hendrick is joined by Robert Siciliano, a world-renowned security analyst, bestselling author, and the architect of the Strategic Human Firewall. While the industry often obsesses over technological solutions, Robert explores why humans—not hackers—remain the ultimate deciding factor in organizational security.The conversation dives deep into the "Human Blind Spot"—our biological instinct to trust that often overrides digital suspicion. Robert shares his unconventional journey from the streets of Boston to becoming a leading security educator, including the time he bought a working ATM on Craigslist to prove how easily data breaches can be purchased.We also explore the critical shift from "Security Awareness" to "Security Appreciation":The Compliance Trap: Why traditional phishing simulations and "check-the-box" training often lead to security fatigue and victim shaming.The Strategic Human Firewall: How to transform employees from passive targets into active detection layers by filtering intent rather than just traffic.The Kitchen Table Effect: Why the most effective security training is personal, encouraging employees to protect their families so they naturally protect their companies.Overcoming Fatalism: A direct look at why people resist security measures like password managers and home alarms, and how to bridge the "Appreciation Gap" through empathetic dialogue.

Fraudology is presented by Sardine. Request a 1:1 product demo at sardine.ai In this solo "vacation" episode, Karisse Hendrick checks in from the island of Maui to catch up on the latest in the fraud world before the chaos of conference season begins. First, Karisse explores a hilarious yet alarming trend in artificial intelligence: AI Hallucinations. Reading from a recent article by Frank McKenna, she highlights how Google’s AI summary tool is confidently inventing absurd fraud schemes—from the "Donkey Scam" involving miniature donkey rescues to the bizarre "Clown Smile Scam" in the dentistry industry. While the examples are funny, Karisse discusses the serious integrity risks that arise when AI refuses to say "I don't know" and instead presents fiction as fact to analysts, journalists, and students. Later in the episode, Karisse dives into a deeper, more personal topic: The difference between a Fraud Professional and a Fraud Fighter. She shares "core memory" stories—including taking a fraud emergency call from the middle of a family corn maze—to illustrate the relentless drive and "addiction to the hunt" that defines a true fraud fighter. In this episode, we discuss:The AI Information Gap: Why Google’s AI summaries are creating "fake" fraud types like hot dog fraud and snowman schemes. Content Integrity: Karisse’s concerns about AI models using creator content without proper citation or compensation. The Fraud Fighter Identity: How to recognize if you have fraud prevention in your DNA and why it matters when building a team. Upcoming Events: Details on the Merchant Advisory Group, the Merchant Risk Council (MRC) in Vegas, and the first annual Merchant Fraud Alliance Conference in Chicago this October. Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.

Fraudology is presented by Sardine. Request a 1:1 product demo at sardine.ai In this episode of Fraudology, host Karisse Hendrick is joined by Jay Jones, a copywriter turned globally recognized external threat and impersonation risk consultant known as "The Profiler". After being unexpectedly laid off in late 2023, Jay became a target for sophisticated scammers on LinkedIn, sparking a new mission to protect job seekers and corporations alike.Jay breaks down the "Scammer Pipeline," a three-tiered lifecycle ranging from quick resume harvesting to long-term identity theft and financial draining. They dive deep into the psychology of "Layoff PTSD" and how fraudsters exploit the "fight or flight" response of vulnerable job seekers. Jay also shares how he has helped take down over 46,000 fake jobs and exposed the alarming trend of hijacked high-authority profiles being used to bypass trust. Tune in to learn how both individuals and companies can defend themselves against the evolving landscape of recruitment fraud.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.

Fraudology is presented by Sardine. Request a 1:1 product demo at sardine.ai In this episode of Fraudology, host Karisse Hendrick sits down with Robbie MacDiarmid to explore the rise of agentic AI and its implications for fraud prevention, payments, and liability in e-commerce. They break agentic commerce into its core layers: search, merchant interaction, and payment, then explain why fraud and payments are often treated as an afterthought as new AI-driven commerce experiences roll out.They also unpack emerging risks, such as first-party fraud, account takeover, chargebacks tied to “I don’t recognize this transaction,” and the industry’s biggest unresolved issue: who owns liability when autonomous agents act on a consumer’s behalf. This episode equips listeners with the concepts—and the right questions—to navigate the next evolution of online commerce.Robbie MacDiarmidFraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.

Fraudology is presented by Sardine. Request a 1:1 product demo at sardine.ai In this episode of Fraudology, host Karisse Hendrick walks listeners through a packed roundup of the latest fraud, cybercrime, and AI-driven threats shaping the industry. She begins with OpenAI’s disclosure that a third-party analytics breach exposed certain ChatGPT API customer details, then unpacks the rise of Kawaii GPT, a wormGPT style jailbreak tool that bypasses safety filters on mainstream models like DeepSeek and Gemini. Karisse also explores emerging reports that scam compounds in Southeast Asia are testing whether AI can replace trafficked workers in pig-butchering schemes, raising complex questions about enforcement, accountability, and global response.She then shifts to the retail landscape, where AI bots dominated Black Friday activity through inventory hoarding, credential-stuffing campaigns, and vulnerabilities in new agentic shopping assistants. Karisse also highlights investigative findings on scammers impersonating real lawyers on Fiverr using stolen identities and AI generated headshots, plus real world examples of employees covertly outsourcing their jobs or holding multiple full time roles by leveraging AI tools. The episode rounds out with broader insights into “scam states,” platform liability in the EU, and why January will be “AI Month” on Fraudology, all underscored by Karisse’s gratitude for the listeners whose messages, support, and Spotify Wrapped screenshots keep her motivated.Links to News Articles:https://www.the-independent.com/tech/chatgpt-data-breach-openai-hack-b2874393.htmlhttps://gbhackers.com/kawaiigpt-a-free-wormgpt-clone-poweredhttps://www.yahoo.com/news/articles/ai-may-replace-people-southeast-090000938.htmlhttps://cybernews.com/ai-news/ai-bots-weaponizing-black-friday-shoppinghttps://www.thebureauinvestigates.com/stories/2025-11-26/scammers-use-ai-to-impersonate-real-lawyers-on-fiverrhttps://www.theguardian.com/technology/2025/dec/02/scam-state-multi-billion-dollar-industry-south-east-asiaFraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.

Fraudology is presented by Sardine. Request a 1:1 product demo at sardine.ai In this episode of Fraudology host Karisse Hendrick explores two major developments in today’s fraud ecosystem. She begins with a detailed walkthrough of a recent DOJ case involving U.S.-based collaborators supporting Indian call-center scams that defrauded older Americans of more than $40 million. Drawing from court filings, Karisse explains the “opener/closer/money transmitter” phases, cross-border coordination, and how investigators pieced the scheme together.She then examines a new Reuters report alleging that Meta derived a significant share of revenue from scam and prohibited ads—along with internal metrics showing billions of fraudulent impressions served daily. Karisse highlights key findings, industry reactions, and what this means for trust & safety teams and victims caught in the scam lifecycle.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.Mentioned in this episode:2023-q4-postroll sardine 1

Fraudology is presented by Sardine. Request a 1:1 product demo at sardine.ai In this investigative update, Fraudology breaks down Visa’s VAMP rollout and its immediate effects on merchants and acquirers. Topics include why some September activity is already being fined; how VAMP now combines TC40 fraud alerts and chargebacks; the $8-per-instance fee (and $16 exposure when a TC40 becomes a chargeback); descriptor-level monitoring; processor-specific ratios; and the acquirer portfolio thresholds (0.7% now; 0.5% in April 2026).Listeners get practical guidance: validate descriptors to avoid “borrowed” fraud, reconcile TC40s against refunds to prevent double counting, consider contract addendums with fraud vendors that reimburse fines tied to fraud, and weigh diversion tools vs. fee math. The episode closes with predictions for the holiday season and the likely January/February dispute spike.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.Mentioned in this episode:2023-q4-postroll sardine 1

Fraudology is presented by Sardine. Request a 1:1 product demo at sardine.ai In this episode of Fraudology In this must-listen episode of the Fraudology Podcast, host Karisse Hendrick welcomes back fraud prevention expert Frank McKenna, co-founder of Point Predictive. Together, they explore the explosive rise of deepfakes and AI-generated voice clones, revealing how these technologies have reached a disturbing level of realism and accessibility.Frank shares jaw-dropping examples of recent AI-powered fraud, including:Court cases influenced by deepfakesReal estate scams involving cloned identitiesVoice cloning extortion attemptsAnd even a chilling story involving his own mother being tricked on a scam video call.They also discuss alarming new tools like OpenAI’s Sora, capable of generating hyper-realistic celebrity deepfakes, and the emergence of “data sniping”, a tactic where breached personal data is combined with AI content to create highly targeted scams. Whether you’re a fraud analyst, cybersecurity professional, or simply concerned about digital safety, this episode will arm you with crucial insights to recognize and defend against the next generation of AI-enabled deception.Frank McKennaFraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.