About this episode

A panel discussion on the future of lending in Kenya and Africa, focusing on digital transformation and the role of AI and alternative data.

What does a truly future-ready African lender look like? Is it enough to launch a mobile application, automate loan approvals or introduce artificial intelligence into the credit-scoring process? Or does meaningful digital transformation require lenders to rethink the entire customer journey—from acquisition, onboarding and identity verification through credit decisioning, disbursement, repayment and collections? In this panel discussion I moderated a practical and thought-provoking conversation on the future of lending in Kenya and Africa. The discussion was recorded during The Future of Lending: Loan Origination, E-Sign & AI, held on the 29th of May 2026 at Park Inn by Radisson in Westlands, Nairobi. The event was co-hosted by Presta Technologies, Zoho and the Digital Financial Services Association of Kenya. Panelists Kris Senanu: Executive Chairman, Smith & Berkeley LLC Kevin Mutiso: CEO, OYE and Chairman, Digital Financial Services Association of Kenya (DFSAK) Winnie Chira: Founder and CEO, Identify Africa Victor Kiplagat: CEO and Co-Founder, Spin Mobile LLC Kenneth Mantu: Group CEO, The Adaptis Group Key Topics Covered Why many African lenders still operate through…

People in this episode

Host: Moses Kemibaro

Guests: Kris Senanu, Kevin Mutiso, Winnie Chira, Victor Kiplagat, Kenneth Mantu

Topics covered

• future of lending
• digital transformation
• artificial intelligence
• customer journey
• credit scoring
• financial inclusion
• digital identity

Keywords

• lending
• Kenya
• Africa
• AI
• alternative data
• digital identity
• automation
• credit decisioning
• financial exclusion
• deepfakes

Mentioned in this episode

Organizations: Presta Technologies, Zoho, Digital Financial Services Association of Kenya

Places: Nairobi

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