About this episode

This episode discusses the financial strategies for high earners with significant student loan debt, referred to as SHENRYs.

You've heard of HENRYs, high earners who are not rich yet. But what if you're a high earner with six figures in student loan debt on top of it? That's a SHENRY, and the path to wealth looks different when a 401(k), a 457, an HSA, and a $300,000 loan balance are all competing for the same paycheck. We walk through the five moves SHENRYs can make to accelerate wealth growth, from maximizing tax-advantaged accounts to using income-driven repayment as a cash flow tool to getting more out of the degree you already paid for. Key moments: (07:24) Wealth move 1: Max out tax-advantaged accounts (08:03) Wealth move 2: Weaponize income-driven repayment (09:09) Wealth move 3: Open a brokerage account early (11:12) Wealth move 4: Use professional loan programs to optimize housing moves (14:25) Wealth move 5: Two ways to maximize the value of your degree Like the show? There are several ways you can help! Follow on Apple Podcasts , Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to your student loans? Try our free student loan calculator Check…

People in this episode

Host: Travis Hornsby

Topics covered

• student loans
• wealth growth
• financial planning
• tax-advantaged accounts
• income-driven repayment
• high earners

Mentioned in this episode

Organizations: Apple Podcasts, Spotify, Amazon Music, SLP Insiders, Student Loan Planner

Products: student loan calculator, custom student loan plan, refinancing bonuses

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