About this episode

This episode discusses the new RAP plan, its potential benefits and drawbacks for borrowers, and the importance of individual financial circumstances in choosing the right strategy.

The new RAP plan has gotten plenty of criticism, but it might not be all bad news for every borrower. Learn where RAP could help, where it could hurt, and why the right strategy depends so much on your income, forgiveness goals, and long-term financial picture. Key moments: (03:10) Who the RAP plan might actually help (06:37) RAP affects forgiveness timelines and PSLF strategy (08:20) Forecasting future income before choosing RAP (10:51) Married filing separately and lowering AGI under RAP (22:03) Extra payments and last-minute plan switching may backfire Like the show? There are several ways you can help! Follow on Apple Podcasts , Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show! Mentioned in…

People in this episode

Host: Travis Hornsby

Topics covered

• RAP plan
• student loans
• forgiveness strategies
• income forecasting
• financial planning

Keywords

• RAP plan
• student loans
• forgiveness
• income

Mentioned in this episode

Organizations: PSLF, SLP Insiders, Financially Free Era, SLP Wealth, Apple Podcasts, Spotify, Amazon Music

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