About this episode

This episode discusses the implications of recent changes in student loan servicing and the PSLF program for borrowers.

Servicers started sending official 90-day notices on July 1, and roughly 6 million borrowers are still sitting on SAVE trying to figure out what comes next. Learn what that notice actually means for your timeline, why the new 1% autopay interest reduction is more of a distraction than a deal for most people, and why consolidating right now could cost new grads a decade of extra payments. Plus, the PSLF final rule that had borrowers panicking about their employers just got vacated in court, and we explain what that means for anyone chasing forgiveness. Key moments: (01:05) Notifications to leave the SAVE plan aren’t as urgent as they look (09:17) Who really benefits from the 1% autopay interest rate reduction (and who doesn’t) (14:05) The new consolidation trap for recent grads—and why pausing could save you a decade (19:05) The PSLF court cases and how they redefine PSLF employer eligibility Like the show? There are several ways you can help! Follow on Apple Podcasts , Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to your student…

People in this episode

Host: Travis Hornsby

Topics covered

• student loans
• interest rates
• consolidation
• PSLF
• borrower notifications
• financial planning

Keywords

• student loans
• SAVE plan
• 1% autopay interest reduction
• consolidation trap
• PSLF eligibility
• borrower notifications

Mentioned in this episode

Organizations: PSLF, SAVE

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• Why "AUM Fees are Bad" is a Marketing Ploy · June 30, 2026 · 36 min
• Are you a "SHENRY"? · June 23, 2026 · 22 min
• Repayment Assistance Plan · June 16, 2026 · 27 min

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