Scaling Construction Lending: Luminate Bank’s Leap from Regional to National

Scaling Construction Lending: Luminate Bank’s Leap from Regional to National

September 22, 2025 · 38 min

About this episode

Cory Bearden discusses the challenges and strategies for scaling a construction lending program from regional to national.

Navigating today's lending landscape is challenging, but what if you could take your construction program from regional to national? In this episode, we're joined by Cory Bearden, SVP of the construction division at Luminate Bank, who shares his journey and insights on scaling a construction lending program. Cory highlights what it takes to build the right team, manage risk, and leverage technology for success. He also provides a clear look at how his team has created a buffet of options for borrowers, making new construction and affordable housing more accessible for everyone.

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Guest: Cory Bearden

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Organizations: Luminate Bank

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