Removing Barriers: MBA’s Policy Push to Make Construction Lending Easier

Removing Barriers: MBA’s Policy Push to Make Construction Lending Easier

From The Construction Lending Podcast by Land Gorilla

November 14, 2025 · 33 min

About this episode

John McMullen discusses the Mortgage Bankers Association's recent policy changes aimed at improving construction lending.

John McMullen, from the Mortgage Bankers Association, unpacks the recent policy shifts achieved through targeted industry advocacy. John details the MBA's direct influence on Fannie Mae and Freddie Mac, leading to immediate changes that will reshape the construction lending landscape. We cover the recent policy change of extending construction loan documentation to 18 months, the effort to secure upfront securitization for single-close construction-to-perm loans , and the exciting proposal to lower the completion threshold for HomeStyle renovation loans to 50% to spur more renovation activity.

People in this episode

Guest: John McMullen

Topics covered

  • construction lending
  • policy advocacy
  • mortgage industry
  • renovation loans
  • Fannie Mae
  • Freddie Mac

Keywords

  • construction lending
  • policy changes
  • mortgage bankers
  • Fannie Mae
  • Freddie Mac
  • renovation loans
  • securitization

Mentioned in this episode

Organizations: Mortgage Bankers Association, Fannie Mae, Freddie Mac, HomeStyle

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