Big Mortgage Update: Trigger Leads Eliminated & Where Rates Are Heading

About this episode

Adam Rose discusses the elimination of trigger leads, current mortgage rates, and housing market trends.

Mortgage rates update, trigger leads ban, housing market update, and mortgage rate forecast for 2026. In this episode of The Mortgage Guy Podcast, Adam Rose from Western Ohio Mortgage explains the end of mortgage trigger leads, what it means for homebuyers, and how the change affects the mortgage industry. For years, trigger leads from credit bureaus like Experian, Equifax, and TransUnion caused homebuyers to receive dozens of calls after a mortgage credit pull. Now the trigger lead practice has officially ended, which is a major win for consumers and mortgage lenders. Adam also breaks down the current mortgage rate environment, the Federal Reserve interest rate outlook, and why experts still expect 2–3 rate cuts in 2026. If you're watching the housing market, mortgage interest rates, or planning to buy a home, this episode explains what's happening right now. You'll also hear Adam discuss spring housing market trends, rising inventory levels, and why getting pre-approved for a mortgage is still one of the most important steps when buying a home. (Plus a special appearance from Gracie 🐶) ✔ Trigger Leads Officially Banned – What it means for borrowers ✔ Mortgage Rates Update –…

People in this episode

Host: Adam Rose

Topics covered

• mortgage rates
• trigger leads
• housing market
• mortgage forecast
• pre-approval
• Federal Reserve

Keywords

• mortgage update
• trigger leads ban
• housing market trends
• mortgage rate forecast
• pre-approval importance
• Federal Reserve outlook

Mentioned in this episode

Organizations: Western Ohio Mortgage, Experian, Equifax, TransUnion

Places: Ohio

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