National Housing Update | Rates, Inflation & BIG Mortgage Changes Coming

About this episode

Adam Rose discusses recent developments in the housing market, including mortgage rates and legislative changes affecting buyers and investors.

Adam Rose, VP & Senior Loan Officer at Western Ohio Mortgage, just returned from the Mortgage Bankers Association's National Advocacy conference in Washington DC — and he's breaking it all down for you. In this episode, Adam covers: ✅ Why the Fed is now expected to make zero rate cuts in 2026 ✅ How ongoing conflict and oil futures are pushing inflation back toward 4% ✅ What the Road to Legislation housing bill means for buyers, renters, and investors ✅ The push to increase FHA multifamily loan limits (unchanged since 2003!) ✅ Adam's personal proposal to reform FHA financing — reducing costs, payments, AND default rates ✅ Current mortgage rate reality: what 6–7% actually looks like right now Whether you're a first-time homebuyer, real estate investor, or mortgage professional, this episode gives you a rare inside look at how housing policy actually gets made — and what's coming next. 🏡 Spring market is active. Contracts are flying. Don't wait on rates. 💡 Bottom Line: Even with higher rates, the market is still moving. Buyers are adapting, inventory is active, and major policy changes could reshape affordability in the near future. 📞 Thinking About Buying or Refinancing? Let's…

People in this episode

Host: Adam Rose

Topics covered

• housing market
• mortgage rates
• inflation
• FHA financing
• legislation
• real estate investing

Keywords

• mortgage rates
• inflation
• FHA multifamily loan limits
• housing policy
• real estate
• homebuying
• refinancing

Mentioned in this episode

Organizations: Western Ohio Mortgage, Mortgage Bankers Association

Places: Washington DC, FHA

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