
Mortgage Rates Update: Spring Housing Market & Rocket Lawsuit Explained
From The Mortgage Guy by Adam Rose
February 2, 2026 · 10 min · Season 3 · Episode 3
About this episode
Adam Rose provides a mortgage market update and discusses the implications of a class-action lawsuit against Rocket Mortgage.
In this episode of The Mortgage Guy Podcast, Adam Rose—Vice President & Senior Loan Officer at Western Ohio Mortgage—delivers a concise mortgage market update, breaking down where interest rates, housing inventory, and buyer activity stand as we head into the spring market. Mortgage rates remain flat following the latest Fed meeting, with no immediate rate cuts expected. Adam explains how a weaker U.S. dollar, rising gold and silver prices, and upcoming jobs data could influence inflation and future rate movement. Fannie Mae and Freddie Mac continue projecting rates trending into the low 5% range later this year, depending on economic conditions. 🏡 Spring housing market outlook: Homes are taking slightly longer to sell, but well-priced, updated properties in strong locations are still moving quickly. Adam explains what buyers and sellers should expect in March, April, and the 2026 spring housing season, including the possibility of additional price adjustments. ⚖️ Major mortgage industry news: This episode covers a new class-action lawsuit filed against Rocket Mortgage, led by the same legal team involved in the 2024 NAR settlement. Topics include: Mortgage and real estate…
People in this episode
Host: Adam Rose
Topics covered
- mortgage rates
- housing market
- Rocket Mortgage lawsuit
- economic conditions
- buyer activity
- real estate
Keywords
- mortgage rates
- housing inventory
- buyer activity
- inflation
- class-action lawsuit
- real estate referral
- RESPA compliance
- Ohio Mortgage Bankers Association
Mentioned in this episode
Organizations: Western Ohio Mortgage, Fannie Mae, Freddie Mac, Rocket Mortgage, Ohio Mortgage Bankers Association
Places: U.S.
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- Best Mortgage Programs for 2026 (VA, FHA, USDA, 3% Down Options) · February 18, 2026 · 13 min
- Mortgage Costs Are Changing | Here's What It Means For You · January 22, 2026 · 9 min
- Is Renting Really Cheaper? The 10-Year Rent vs Buy Breakdown (Part 2) · January 14, 2026 · 7 min
- Is Renting Really Cheaper? The 10-Year Rent vs Buy Breakdown (Part 1) · January 7, 2026 · 7 min
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