Two Giants Control Payments: The New Truth About Debit Routing and Hidden Processor Fees | PEP102
About this episode
The episode discusses the impact of hidden debit routing and processor fees on merchants and ISOs, revealing how these factors can inflate effective rates.
Outrage alert: a government ambulance merchant was charged 9.49% in fees. We unpack how hidden debit routing and “pass-throughs” spike your effective rate and what ISOs and merchants can do next. Ever wonder why your “great” rate still turns into a painful effective rate on the statement? We dig into the machinery behind card acceptance and show how debit routing, pass-through fees, and quiet portfolio-wide hikes siphon margin from busy merchants and the ISOs who serve them. Along the way, w...
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