Top of the Morning: 250 years of US innovation - Credit Cards

Top of the Morning: 250 years of US innovation - Credit Cards

From UBS On-Air: Market Moves by Client Strategy Office

April 28, 2026 · 9 min

About this episode

This episode explores the evolution of credit cards and their impact on global payments and commerce.

The seventh edition of CIO’s 250 years of US innovation series, A great future in plastics, examines how credit cards evolved from a simple piece of plastic into a global payments infrastructure. Our conversation explores how networks, technology, and trust transformed everyday transactions, reshaping commerce and the modern economy. Featured is Jeff Harwood, Financials Equity Strategist Americas, UBS Chief Investment Office. Host: Daniel Cassidy

People in this episode

Host: Daniel Cassidy

Guest: Jeff Harwood

Topics covered

  • US innovation
  • credit cards
  • global payments
  • commerce
  • technology
  • financial strategy

Keywords

  • credit cards
  • US innovation
  • payments infrastructure
  • commerce
  • technology
  • financial strategy

Mentioned in this episode

Organizations: UBS Chief Investment Office, CIO

Products: credit cards

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