MTLs and Money Transmission Primer with Evan Minsberg

MTLs and Money Transmission Primer with Evan Minsberg

From Fintech Layer Cake by Lithic

October 23, 2025 · 29 min · Season 3 · Episode 15

About this episode

Evan Minsberg discusses the complexities of money transmission licenses and their implications for fintech companies.

In this episode of FinTech Layer Cake, host Reggie Young speaks with Evan Minsberg, Partner at Morrison Foerster, about the nuanced world of money transmission licenses (MTLs). Evan explains what MTLs are, why fintechs need them, and the trade-offs between pursuing a license, partnering with a bank, or using alternative models. He also unpacks the hidden costs, both in dollars and time, behind getting licensed, and how fintechs can think strategically about when it makes sense to pursue one. ...

People in this episode

Host: Reggie Young

Guest: Evan Minsberg

Topics covered

  • money transmission licenses
  • fintech
  • regulatory compliance
  • bank partnerships
  • strategic planning

Keywords

  • MTLs
  • money transmission
  • fintech licenses
  • bank partnerships
  • regulatory trade-offs

Mentioned in this episode

Organizations: Morrison Foerster

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