
MTLs and Money Transmission Primer with Evan Minsberg
From Fintech Layer Cake by Lithic
October 23, 2025 · 29 min · Season 3 · Episode 15
About this episode
Evan Minsberg discusses the complexities of money transmission licenses and their implications for fintech companies.
In this episode of FinTech Layer Cake, host Reggie Young speaks with Evan Minsberg, Partner at Morrison Foerster, about the nuanced world of money transmission licenses (MTLs). Evan explains what MTLs are, why fintechs need them, and the trade-offs between pursuing a license, partnering with a bank, or using alternative models. He also unpacks the hidden costs, both in dollars and time, behind getting licensed, and how fintechs can think strategically about when it makes sense to pursue one. ...
People in this episode
Host: Reggie Young
Guest: Evan Minsberg
Topics covered
- money transmission licenses
- fintech
- regulatory compliance
- bank partnerships
- strategic planning
Keywords
- MTLs
- money transmission
- fintech licenses
- bank partnerships
- regulatory trade-offs
Mentioned in this episode
Organizations: Morrison Foerster
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