Health insurance hell: Why do I need a prior authorization?

Health insurance hell: Why do I need a prior authorization?

From Life Kit: Health by NPR

February 10, 2026 · 13 min

About this episode

This episode discusses the prior authorization process required by health insurance companies and offers tips for navigating it effectively.

Some medical procedures and treatments require prior authorization from your health insurance company, meaning you'll need pre-approval before you can receive care. This episode, health care reporter Sarah Boden shares tips on making the prior authorization process as smooth as possible — so you can save yourself frustration and get medical support sooner. Follow us on Instagram: @nprlifekit Sign up for our newsletter here. Have an episode idea or feedback you want to share? Email us at lifekit@npr.org Support the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekit See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. NPR Privacy Policy

People in this episode

Guest: Sarah Boden

Topics covered

  • health insurance
  • prior authorization
  • medical procedures
  • health care
  • patient support

Keywords

  • health insurance
  • prior authorization
  • medical care
  • health care reporter
  • NPR Life Kit

Mentioned in this episode

Organizations: NPR

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