1715 Treasure Coast Financial Wellness with Thomas Davies

Send us Fan Mail Are you leaving thousands of dollars on the table by waiting too long to convert your retirement savings? In this episode, we dive deep into Roth conversion strategies that high-net-worth retirees can use to permanently reduce their lifetime tax burden. The window between retirement and age 73, when Required Minimum Distributions kick in, may be your single greatest opportunity to reshape your financial future. We break down exactly how to identify the right conversion amount...

Send us Fan Mail What if your life insurance policy could eliminate your estate tax liability and build generational wealth that compounds tax-free for decades? In this episode, we dive deep into the intersection of life insurance and estate planning — a strategy that goes far beyond simple income replacement for high-net-worth families. If your estate is valued at $5 million or more, the conversation looks completely different. We break down how thoughtfully structured policies can fund irr...

Send us Fan Mail The clock is ticking — and for high-net-worth families, 2026 could be the most expensive year in a generation. When the Tax Cuts and Jobs Act sunsets on December 31, 2026, the federal estate tax exemption drops from roughly $13.6 million per individual to approximately $7 million. For married couples, that's a potential $13 million reduction in shelter — and a tax bill that could reach tens of millions for families who wait too long to act. In this episode, we break down exac...