Bitcoin Loans Masterclass with Himanshu Sahay of Arch Lending — New Foundations E46

About this episode

Chase Palmieri interviews Himanshu Sahay about Bitcoin-backed lending and its implications.

In this episode of New Foundations, Chase Palmieri interviews Himanshu Sahay, Co-founder and CTO of Arch, a Bitcoin-backed lending platform. They explore the concept of Bitcoin as pristine collateral, the mechanics of Bitcoin-backed loans, and the evolving landscape of borrowing rates. The conversation delves into the unique advantages of Bitcoin over traditional collateral, the importance of over-collateralization, and the implications for corporate treasuries. Sahay shares insights on market trends, the future of Bitcoin lending, and the significance of user experience in the crypto space. Takeaways Bitcoin is considered pristine collateral due to its predictability and liquidity.Arch offers over-collateralized loans to mitigate risk.The default rate for Bitcoin-backed loans is expected to be zero.Bitcoin's 24/7 trading allows for quick liquidation compared to traditional assets.Borrowing rates for Bitcoin loans have been decreasing and are expected to continue to do so.Margin calls are a normal part of the loan process and can be managed effectively.Arch's user experience is designed to be simple and accessible for all users.Corporate treasuries are increasingly adopting…

People in this episode

Host: Chase Palmieri

Guest: Himanshu Sahay

Topics covered

• Bitcoin lending
• collateral
• over-collateralization
• borrowing rates
• corporate treasuries
• user experience

Keywords

• Bitcoin loans
• pristine collateral
• Arch Lending
• borrowing rates
• crypto space
• market trends
• user experience

Mentioned in this episode

Organizations: Arch, Bitcoin

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