AM I RICH YET?

Episode #25 of the 'Am I Rich Yet' podcast, co-hosted by Georgia and Rob, addresses listener questions on finance, discussing investment diversification amid U.S. political instability and emphasizing the importance of a diversified portfolio. They address spending habits, saving mechanisms, and the psychology behind spending, stressing the importance of living within or below one's means. The episode also discusses the value of financial advisors, managing inherited money in relationships, and the necessity of a solid investment policy statement, advising against chasing hot investment trends and attempts to 'beat the system.

Episode #23 of the 'Am I Rich Yet' podcast, hosted by Georgia Gen Z, an MBA student, and her retired financial advisor father, Rob, discusses strategies to grow one's income. They emphasize redefining success by focusing on personal happiness rather than just income. Rob shares advice from his career, including prioritizing tasks given by a boss, being proactive in the office, leveraging company benefits, and aligning with company values. They discuss the impact of AI on job markets and emphasize the value of advice from older generations. The podcast aims to help millennials and Gen Zs make informed financial decisions.

Episode #21 of the 'Am I Rich Yet' hosts Rob, a retired financial advisor, and Georgia, a Gen Z MBA student, explore balancing lifestyle and finances. They discuss common financial challenges faced by younger generations, the impact of social spending, and budgeting for special events. Key advice includes knowing your budget, being honest about financial commitments, and the concept of 'spending money to make money.' They emphasize the importance of saving while enjoying life and caution against overspending to keep up with peers. The episode concludes by stressing the value of understanding financial priorities.

Episode #19 of the Am I Rich Yet podcast dives into practical tax strategies for Millennials and Gen Z. Georgia and Rob cover maximizing FHSA, RRSP, and TFSA contributions, avoiding interest income in taxable accounts, investing for capital gains, and ensuring fees are tax-deductible. They also share tips on charitable giving, Canadian vs. US ETFs, and harvesting capital losses, before answering listener questions on tax hacks and deductions.

Episode #17 of the Am I Rich Yet podcast dives into the realities of real estate investing. Georgia and Rob cover the pros and cons of rental income vs. capital gains, how to choose the right property and tenants, and key factors like upfront costs, financing, liquidity, and taxes. They share personal stories and explore property management, market cycles, and diversification to help listeners decide if real estate is the right investment path.

Episode #15 of the Am I Rich Yet podcast features Georgia, an MBA student, and her dad Rob, a retired financial advisor, sharing Rob’s most valuable lessons from 30 years in the business. After a fun Q&A to kick things off, they dive into his “Rules to Live By,” offering millennials and Gen Zs clear, actionable advice for smarter investing and long-term wealth building. The episode wraps with a teaser for the next topic: buying your first home.

In the 13th episode of ’Am I Rich Yet?’, co-hosts Georgia and Rob, wrap up their five-part investing series. They discuss the challenges Georgia faced moving to Australia and transitioning from full-time work to being a student. The episode features rapid-fire questions from listeners, covering topics such as managing multiple TFSA accounts, the advantages of government pension plans, and the perks of company-based savings plans. Rob emphasizes the importance of understanding investments and advises against investing in cryptocurrencies. The episode concludes with a teaser for the next episode on diversification.

In Episode 11 of Am I Rich Yet? Podcast hosts Georgia and her father, Rob, a retired financial advisor, discuss the third part of their five-part investment series focusing on risk and returns. Key discussion points include the relationship between risk and return, the dangers of speculation versus investing, and the long-term historical returns for various types of investments such as cash, bonds, and stocks. Rob emphasizes the importance of diversification, using mutual funds or ETFs with low fees, and maintaining a predominantly equity-based portfolio, especially for younger investors. The episode also touches upon the skepticism towards alternative asset classes and caution against using robo-advisors without understanding their profit motives. Lastly, Rob provides five key points to consider when building an investment portfolio.

Welcome to the Am I Rich Yet podcast! In episode nine, co-hosts Georgia, a Gen Z MBA student, and Rob, a retired financial advisor, delve into the essentials of investing in part one of their five-part investing series. They cover the six most common types of investments: cash and GICs, bonds, stocks, mutual funds, ETFs, and real estate. Tune in to understand the advantages and disadvantages of each investment type, and learn key takeaways for smarter money management.

In this episode of Am I Rich Yet, Georgia and Rob answer your questions about Canadian investment accounts, like when to use a TFSA, RRSP, or FHSA, and which account makes the most sense for your financial goals. Whether you're saving for a house, retirement, or just trying to grow your money smarter, we’ll help you match your goal to the right account.

On this week’s episode of Am I Rich Yet, Georgia and Rob dive into the world of saving, how to start, how much is enough, and how to make it part of your routine without sacrificing everything you love. Whether you're living pay cheque to pay cheque or just trying to do better with your extra cash, they break down what saving looks like in real life for Gen Z and Millennials. You’ll walk away with practical tips, clear benchmarks, and a better understanding of how savings can give you freedom, not FOMO.

Rob and Georgia are back for Part 2 of their budgeting series, answering listener-submitted questions on how to balance saving while living your best life. They discuss social spending, saving strategies, navigating peer pressure and setting realistic rent-to-income ratios. Listen in for relatable stories, actionable tips, and the financial mindset shifts that matter.