S5 Ep.5 How climate risk is reshaping insurance

About this episode

The episode discusses how climate change is impacting the insurance industry and the associated risks.

Nigel Timperley talks to LCP's Jessica Snowball about how climate change is reshaping the fundamentals of insurance and why insurers are often the first to see risk materialising. From physical climate impacts to transition and liability risks, the conversation explores how pricing, coverage and availability of insurance are changing, and what that means for businesses, households and policymakers.

People in this episode

Host: Nigel Timperley

Guest: Jessica Snowball

Topics covered

• climate risk
• insurance
• pricing
• coverage
• business impact
• policy implications

Keywords

• climate change
• insurance
• risk management
• transition risks
• liability risks
• business
• households
• policymakers

Mentioned in this episode

Organizations: LCP

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• S5 Ep.3 Policy, risk and public trust – Is the UK energy transition rolling back? · December 23, 2025 · 29 min
• S5 Ep.2 How ordinary people became the engine of Net Zero · December 9, 2025 · 23 min
• S5 Ep. 1 The climate ledger – counting the true cost of Net Zero · November 25, 2025 · 24 min