How Broke is GenZ?

How Broke is GenZ?

From Beyond the Base by Baseman Olu

January 31, 2026 · 50 min · Season 2 · Episode 5

About this episode

This episode explores the financial struggles of Gen Z in Nigeria through a conversation with financial analyst Samuel Aladegbaye.

How broke is Gen Z in Nigeria? And why does it feel like many are struggling? In this episode of Beyond The Base, we sit down with Samuel Aladegbaye, a certified financial and investment analyst who studies money for a living, to break down the realities of finance, work, and survival for young people in Nigeria’s economy. Samuel has been featured on CNBC Africa, Arise News, and has spoken at the Nigerian Association of Petroleum Explorations. In this conversation, he helps us make sense of money beyond the noise — from inflation and policy changes to why Gen Z is working multiple jobs just to stay afloat. We talk about how Samuel’s journey into finance started during the COVID era, how a famous investor turning $20 million into $2 billion sparked his obsession with markets, and how cold-messaging his way into the industry landed him his first job in finance. Beyond personal stories, this episode dives into Nigeria’s economic future, including bank recapitalisation, government policy shifts, and what sectors may offer real opportunities in the years ahead. Samuel also shares practical insights for young people trying to build wealth, invest wisely, and think long-term in a…

People in this episode

Guest: Samuel Aladegbaye

Topics covered

  • Gen Z
  • finance
  • Nigeria
  • economy
  • wealth building

Keywords

  • inflation
  • policy changes
  • multiple jobs
  • cost of living
  • investment

Mentioned in this episode

Places: Nigeria

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