Bitpanda's Mathieu Henry: Why Europe's Crypto Goes Mainstream by 2028

Bitpanda's Mathieu Henry: Why Europe's Crypto Goes Mainstream by 2028

From Bitcoin.com News Interviews by Bitcoin.com

April 22, 2026 · 19 min

About this episode

Mathieu Henry discusses the future of crypto in Europe and the factors influencing its mainstream adoption by 2028.

Is Europe on a countdown clock? Bitpanda's Enterprise lead for France, Mathieu Henry, thinks so — and he's marking 2028 as the year crypto becomes fully commoditized across the continent. Mathieu sits down with David Sencil and Alexander Richardson at Paris Blockchain Week to talk about why MiCA pulled banks off the sidelines, how Bitpanda quietly runs the full crypto stack behind Lydia (France's 8M-user payments app), and why the biggest remaining blocker to institutional adoption isn't regulation — it's trust. We cover: - Why crypto will be fully commoditized in Europe by mid-2028 - How Bitpanda powers Lydia's crypto product end-to-end - The B2B pivot reshaping Bitpanda's business - What the latest AFD report reveals about French crypto adoption - How MiCA actually changed the institutional calculus - The real blocker: trust between crypto-native players and banks - Where Europe stands vs the US and Hong Kong Filmed at Paris Blockchain Week. Host: David Sencil | Co-host: Alexander Richardson

People in this episode

Host: David Sencil

Guest: Mathieu Henry

Topics covered

  • crypto commoditization
  • institutional adoption
  • trust in crypto
  • European crypto landscape
  • Bitpanda's business model
  • MiCA regulations
  • French crypto adoption

Keywords

  • crypto
  • Bitpanda
  • MiCA
  • trust
  • institutional adoption
  • Europe
  • Lydia
  • Paris Blockchain Week
  • French crypto adoption
  • commoditization

Mentioned in this episode

Organizations: Bitpanda, Lydia, MiCA

Places: Europe, France, US, Hong Kong

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