Cyber Insurance in 2025 and Where It’s Headed in 2026
From Bite Size Security by Mike Fitzpatrick
December 16, 2025 · 5 min · Episode 23
About this episode
Mike Fitzpatrick discusses the evolution of cyber insurance and its implications for businesses as we approach 2026.
Cyber Insurance in 2025 and Where It’s Headed in 2026 Bite Size Security Cyber insurance has changed. Quietly. And most businesses haven’t noticed yet. In this episode of Bite Size Security , Mike Fitzpatrick breaks down what cyber insurance really means in 2025 and as we head into 2026 , why insurers no longer care about what you say you do, and why everything now comes down to what you can prove . This isn’t an IT conversation. It’s a leadership one. Mike explains: • Why cyber insurance used to be easy • Why that model collapsed • How insurers think today • What “proof” actually means • Where cyber insurance is heading next If you assume your policy will “just work,” this episode is for you. Mike Fitzpatrick is the Founder and CEO of NCX Group , a cyber risk management consulting firm helping organizations align cybersecurity with business risk, insurance, and leadership decision-making. Mike Fitzpatrick LinkedIn: https://www.linkedin.com/in/ncxgroup X: https://x.com/ncxceo NCX Group Website: https://www.ncxgroup.com X: https://x.com/ncxgroup Bite Size Security Short conversations. Real risk. No checkboxes.
People in this episode
Host: Mike Fitzpatrick
Topics covered
- cyber insurance
- business risk
- leadership
- cybersecurity
Keywords
- proof
- insurers
- model collapse
Mentioned in this episode
Products: NCX Group
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