Cursor 3, Gemma 4 & AI Taxes
From Breakeven Brothers by Bradley Bernard, Bennett Bernard
April 10, 2026 · 51 min · Episode 40
About this episode
The episode discusses recent AI developments, including Cursor 3 and Gemma 4, and explores the implications of AI in tax preparation.
Episode 40 opens with Brad’s dirty-30 recap from Big Sur: hiking, Japanese hot baths, unlimited food, and a first falconry experience before the brothers jump into two meaningful AI releases. They break down Cursor 3’s move to a fully agent-first interface, why that changes the feel of an AI IDE, and how Google’s Gemma 4 models look in the small-model and on-device race. There’s also a practical discussion about Apple, local inference in iOS 26, and what better on-device models could unlock for products like SplitMyExpenses. Then the episode gets into one of the most interesting collisions in tech right now: AI tax prep. Using Daniel Vassallo’s thread as the spark, Ben brings the CPA perspective, Brad brings the builder perspective, and together they unpack customer experience, trust, knowledge work, and what AI still misses. The back half covers why MCP servers suddenly feel useful again, the Axios and LiteLLM supply-chain scares, practical OWASP-style security audits, Gary Tan’s gstack claims, a joking SplitMyExpenses sponsor read, and quick bookmarks on iOS reverse-engineering tools and Google’s latest quantum-and-crypto warning. Chapters: 00:00 Big Sur birthday and falconry…
People in this episode
Hosts: Brad Bernard, Bennett Bernard
Topics covered
- AI releases
- Cursor 3
- Gemma 4
- AI tax prep
- MCP servers
- security audits
- iOS tools
Keywords
- AI
- Cursor 3
- Gemma 4
- tax preparation
- MCP servers
- security audits
- iOS
- quantum
- crypto
Sponsors
SplitMyExpenses
Mentioned in this episode
Organizations: Apple, Axios, LiteLLM, OWASP
Products: Cursor 3, Gemma 4, SplitMyExpenses
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