Ep 51: Cash Fringe Mistakes, and Prevailing Wage w/ Jason Sperfslage from Beneco
From Bred To Build - Construction Podcast by Brek Goin & Keith Callaway Jr.
April 5, 2026 · 56 min
About this episode
The episode discusses how contractors can effectively manage fringe benefits and prevailing wage work to improve their competitive edge in public projects.
Public work is booming. Infrastructure, data centers, CHIPS Act money. But most contractors still avoid it because of fear, paperwork, and compliance headaches. In this episode, we sit down with Jason Sperfslage from Beneco (part of FuturePlan by Ascensus) to break down how to stop treating fringe as “just compliance” and start using it as a competitive weapon. You’ll learn: Why paying fringe in cash quietly crushes your margins How to turn fringe into six-figure savings on payroll taxes The basics of fringe benefits: what’s allowed, what’s not, and who decides How to structure benefits so your bids are sharper and more competitive Real numbers from a paving contractor who grew public work to ~50% of revenue Why financial literacy and retirement planning matter so much in construction The simple math to estimate how much cash you’re wasting today If you’re doing (or thinking about doing) prevailing wage work and feel buried in contracts, certified payroll, and confusion about fringe — this episode will show you how to punch above your weight class without ending up in “spreadsheet hell” or on the front page for the wrong reasons. -- The Bred to Build Podcast is built for…
People in this episode
Hosts: Brek Goin, Keith Callaway Jr.
Guest: Jason Sperfslage
Topics covered
- fringe benefits
- prevailing wage
- construction compliance
- payroll taxes
- financial literacy
Keywords
- fringe benefits
- prevailing wage
- construction payroll
- compliance
- cost savings
Sponsors
Hammr
Mentioned in this episode
Organizations: Beneco, FuturePlan by Ascensus
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