How Debit-Based FinTech Turns Everyday Spending (and Rent) Into Credit History
About this episode
This episode discusses how debit-based fintech products can help build credit history by reporting everyday spending and rent to credit bureaus.
Building credit can feel like a catch 22—especially if you’re starting from scratch, rebuilding, or living debt free. In this episode we sit down with James Yendrey of InvestMentorSM to unpack the new wave of “credit adjacent” products that can report debit spending, rent, and utilities to the credit bureaus—plus the risks to watch for, like fees, incomplete bureau reporting, and transaction reversals.
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