How Debit-Based FinTech Turns Everyday Spending (and Rent) Into Credit History
From Cents of Security by Interactive Brokers by Interactive Brokers Podcast
March 24, 2026 · 15 min · Episode 144
About this episode
This episode discusses how debit-based fintech products can help build credit history by reporting everyday spending and rent to credit bureaus.
Building credit can feel like a catch 22—especially if you’re starting from scratch, rebuilding, or living debt free. In this episode we sit down with James Yendrey of InvestMentorSM to unpack the new wave of “credit adjacent” products that can report debit spending, rent, and utilities to the credit bureaus—plus the risks to watch for, like fees, incomplete bureau reporting, and transaction reversals.
People in this episode
Guest: James Yendrey
Topics covered
- credit history
- debit-based fintech
- financial products
- credit bureaus
- spending
- rent
- utilities
Keywords
- credit
- fintech
- debit spending
- credit history
- utilities
- rent
- financial services
Mentioned in this episode
Organizations: InvestMentorSM
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