ChargeForward Conversations - B2B Payment Optimization: How Businesses Can Save More Than 30% in Processing Costs
From ChargeForward With Chargebacks911 by Chargebacks911
November 24, 2025 · 30 min · Episode 138
About this episode
In this episode, experts discuss how B2B merchants can save over 30% in processing costs through interchange optimization and recent Visa changes.
Video Podcast Replay – Audio from a ChargeForward Conversations video podcast with experts from Chargebacks911 and PayBright. Most merchants don’t realize how much they’re overpaying in processing fees. In this episode of ChargeForward Conversations, Chargebacks911’s Jarrod Wright sits down with Dustin Magaziner, CEO at PayBright, to discuss how B2B merchants can leverage interchange optimization to dramatically lower costs, and how recent Visa changes are reshaping who qualifies for those savings. What you’ll learn: Why many B2B merchants are still paying 30–40% more than they should in processing fees The difference between B2B, B2C, and B2G payment structures—and what it means for your bottom line How Level 2 and Level 3 data enable deep fee reductions through interchange optimization What Visa’s CEDP rollout means for merchants and agents—and how to avoid losing your discount rates Common mistakes processors make that block merchants from qualifying for lower interchange rates Simple steps to confirm whether your business is set up to receive optimization benefits Presentations by Jarrod Wright and Dustin Magaziner
People in this episode
Host: Jarrod Wright
Guest: Dustin Magaziner
Topics covered
- B2B Payment Optimization
- Processing Costs
- Interchange Optimization
- Visa Changes
Keywords
- processing fees
- Level 2 data
- Level 3 data
- CEDP rollout
- discount rates
Mentioned in this episode
Products: B2, PayBright
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