Your Parents Are Getting Older and Nobody Has a Plan

Your Parents Are Getting Older and Nobody Has a Plan

From CommonX Podcast by Ian Primmer & Jared Mayzak

April 2, 2026 · 51 min · Episode 82

About this episode

Raymond Lavine discusses the complexities of long-term care planning and the unique challenges faced by Gen X caregivers.

Raymond Lavine has spent 16 years helping families prepare for one of the most emotionally brutal — and financially devastating — things that can happen: a parent, spouse, or sibling needing long-term care. He's an author, podcast host, and financial services professional. He's also watched his own family navigate it — his mother used a long-term care policy for 18 years and lived to 103. He gets it from both sides. In this episode, Raymond breaks down what long-term care actually means (hint: it's way more than diapers), why Gen X is uniquely squeezed between raising kids and caring for aging parents, and why "I'll figure it out when it happens" is the most expensive plan you can have. He also admits something most people in his industry won't say out loud: he doesn't enjoy being a caregiver. And that's exactly why he plans for it. If you've been avoiding this conversation — this one's for you. 🎙️ Guest: Raymond Lavine — Co-author of Empathy and Understanding in Business, host of Planning with Purpose and The Caregiver's Blueprint 📌 Topics covered: → What long-term care planning actually means for a regular family → Why caregiver burnout causes real mental health crises → How…

People in this episode

Hosts: Ian Primmer, Jared Mayzak

Guest: Raymond Lavine

Topics covered

  • long-term care planning
  • caregiver burnout
  • Gen X challenges
  • LTC insurance
  • self-insuring risks
  • budget planning

Keywords

  • long-term care
  • caregiving
  • financial planning
  • Gen X
  • insurance
  • caregiver burnout
  • mental health
  • planning

Mentioned in this episode

Books & works: Empathy and Understanding in Business, Planning with Purpose, The Caregiver's Blueprint

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