A Deep Dive on BNPL Regulation and Other "Hot" Topics with Max Dubin of the New York DFS

A Deep Dive on BNPL Regulation and Other "Hot" Topics with Max Dubin of the New York DFS

From Consumer Finance Monitor by Ballard Spahr LLP

April 2, 2026 · 1h 4m · Season 9 · Episode 13

About this episode

The episode features a discussion on BNPL regulation and insights from Max Dubin of the New York DFS.

We're pleased to announce that our latest episode of the Consumer Finance Monitor Podcast is now live and it's one you won't want to miss. In this episode, our host Alan Kaplinsky, founder, Chair for 25 years, and now Senior Counsel of our Consumer Financial Services Group, is joined by Max Dubin, Chief of Staff to the Acting Superintendent of Banking at the New York Department of Financial Services (DFS). As a senior leader at one of the most influential state financial regulators in the country, Max offers a rare and insightful look into how DFS is approaching some of the most important issues facing the consumer financial services industry today. A central focus of the conversation is the Department's proposed framework for regulating the rapidly evolving "buy-now, pay-later" (BNPL) market (read more about BNPL on our Consumer Finance Monitor blog here .) Max provides valuable context on what DFS is aiming to accomplish and how it is thinking about balancing innovation with consumer protection. Among other points, he explains that the DFS is seeking to craft a regulatory approach that reflects how BNPL products actually function in today's marketplace, while also ensuring that…

People in this episode

Host: Alan Kaplinsky

Guest: Max Dubin

Topics covered

  • BNPL regulation
  • consumer financial services
  • New York Department of Financial Services

Keywords

  • buy-now-pay-later
  • consumer protection
  • financial regulation

Mentioned in this episode

Products: buy-now-pay-later

Places: New York, New York City, New York's

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