Debt Rebel: ADHD-Friendly Money Management Strategies

What if your money struggles aren’t about discipline… but your nervous system?In this powerful conversation, Jewlz sits down with licensed trauma therapist Jessica Hammock, founder of Vibrant Voice, to unpack how money trauma shows up in everyday life—at the grocery store, at the gas pump, and in the way we talk to our kids about money.This episode is especially for parents who want to break generational money patterns without passing stress, shame, or scarcity down to their children.What money trauma actually is (and why it’s not just “big T” trauma)Why budgeting can trigger anxiety, avoidance, or panic—even when the money is thereHow childhood messages like “we can’t afford that” shape adult spending behaviorThe nervous system signs that money stress is running the showHow to shift money conversations with your kids from lack to choicePractical ways to help your children feel cared for without overspendingA simple, powerful process to release inherited money beliefs and rewrite your money storyJessica also shares therapist-backed tools for:Identifying where your money beliefs came fromLetting go of guilt, shame, and secrecy around financesCreating safety, permission, and confidence around money decisionsIf you’ve ever felt your heart race while swiping your debit card—or worried that your financial stress might become your child’s burden—this episode will feel like someone finally turned the lights on.Subscribe to the podcast so you don’t miss future episodes on parenting, money, and emotional wellbeingShare this episode with a mom who needs permission to do money differentlyConnect with Jessica Hammock at www.vibrantvoice.life Work with Jewlz to build a budget that supports your values—not your anxietyYou’re not broken. Your money story isn’t permanent.And yes—your kids can inherit something better.🎧 Hit play. Take a breath. Let’s rewrite the story.Disclaimer: This podcast is intended for educational and informational purposes only. As a financial coach, I share insights, strategies, and tools to help you make more confident decisions with your money—but personal finance is personal. Your situation, priorities, and goals are unique, and what works for one person may not be the right fit for you.This content should not be considered financial, legal, or investment advice. I encourage you to seek guidance from a trusted financial professional who can understand your full financial picture and provide personalized recommendations.Additionally, while we may discuss topics related to stress, habits, and behavior, I am not a licensed medical or mental health professional. Any insights shared are based on personal experience and research and are not intended to diagnose, treat, or replace professional medical or psychological advice. Please consult a qualified healthcare provider for support in those areas.By listening to this podcast, you acknowledge that you are responsible for your own financial and personal decisions.

In this episode, Julian Kohlbrand hosts a dual guest episode featuring Nonna Mikat and Katie Pursey, co-owners of Just Between Friends (JBF) in Kitsap County. They discuss the benefits of consignment shopping, the community impact of their business, and how it helps families save money while promoting sustainability. The conversation also covers misconceptions about secondhand shopping, tips for becoming a consigner, and the unique model of JBF that empowers consignors. Connect with Just Between Friends here: https://bremerton.jbfsale.com/Or Instagram: https://www.instagram.com/jbfbremerton/Learning more about Jewlz The Budget Nerd and financial coaching at www.jewlzthebudgetnerd.com.

In this conversation, Julian Kohlbrand and Mindi Huebner explore the journey to financial freedom, emphasizing the importance of mindset, goal setting, and creating supportive habits. They discuss brain plasticity and how it can be harnessed to overcome limiting beliefs and foster a growth mindset. The duo also delves into the significance of SMART goals, the impact of identity on financial behavior, and the necessity of building a supportive environment for financial wellness. They provide practical tips for setting realistic goals, especially around New Year's resolutions, and highlight the power of gratitude and abundance in shaping financial success. The conversation concludes with actionable steps listeners can take to start their journey towards financial freedom. Check out Mindi's Capsule Podcast Jump on the waitlist for group coaching coming soon! FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources Submit your money questions here! Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect For more info on financial coaching services, visit jewlzthebudgetnerd.com. Facebook: Jewlz The Budget Nerd Instagram: @jewlzthebudgetnerd Pinterest: Jewlz The Budget Nerd YouTube: Julian "Jewlz" Kohlbrand ABOUT: Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money. I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you. Disclaimer: The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this heartfelt conversation, Julian "Jewlz The Budget Nerd" Kohlbrand and her sister Carlee Brown explore their family dynamics, the impact of Carlee's cancer journey, and the importance of relationships over material possessions. They discuss how their different perspectives on money and life choices have shaped their paths, the significance of family support during health crises, and the lessons learned from navigating challenges together. The conversation emphasizes the need for financial preparedness, emotional resilience, and the value of advocating for one's health. RESOURCES: Save $1000 in 5 Days! Get out of the paycheck-to-paycheck cycle: Create Financial Margin Today!. Connect With Me: Website: www.jewlzthebudgetnerd.com Facebook: Jewlz The Budget Nerd Instagram: @jewlzthebudgetnerd Pinterest: Jewlz The Budget Nerd YouTube: Julian "Jewlz" Kohlbrand Disclaimer: The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

In this episode, Julian "Jewlz The Budget Nerd" Kohlbrand talks about emotional spending, ways to identify it, how to safeguard your finances from it and practical ways to build health habits to keep your emotions from derailing your financial goals. Key Takeaways: Emotional spending is real: Our emotions significantly influence our financial decisions. Identify your triggers: Understand what emotions lead you to impulsive spending. Pause and reflect: Take a moment to assess your emotions and the potential consequences of impulsive purchases. Develop healthy coping mechanisms: Replace emotional spending with activities that bring you joy and reduce stress. Set financial goals: Having clear financial objectives can help you stay focused and avoid impulsive spending. Seek professional help: If emotional spending is a persistent issue, consider consulting a therapist or financial coach. Save $1000 in 5 days! FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources Submit your money questions here! Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect For more info on financial coaching services, visit jewlzthebudgetnerd.com. Facebook: Jewlz The Budget Nerd Instagram: @jewlzthebudgetnerd Pinterest: Jewlz The Budget Nerd YouTube: Julian "Jewlz" Kohlbrand ABOUT: Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money. I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you. Disclaimer: The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.