Passive vs. Active: Why ‘Passive’ investing Isn’t Really Passive.

Passive vs. Active: Why ‘Passive’ investing Isn’t Really Passive.

From Ditch the Suits - Your Money, Your Life by Travis Maus

March 24, 2026 · 16 min · Season 11 · Episode 202

About this episode

Travis Maus challenges common assumptions about investing and explains the complexities behind passive investing.

In this episode of Ditch the Suits , Travis Maus takes on some of the most common investing questions people are asking today and challenges the assumptions behind them. From “What should my net worth be by age?” to “Should I get more conservative as I get older?” Travis explains why comparing yourself to benchmarks or headlines often leads to bad decisions. The conversation dives deep into market volatility, why downturns don’t automatically mean you’ve lost money, and how fear, which is often fueled by media narratives, causes investors to make costly mistakes. Travis also breaks down one of the biggest myths in modern investing: that passive investing is truly passive. Whether you’re choosing index funds, target-date funds, or asset allocations, there are always active decisions being made, and those decisions matter. This episode is a reality check for anyone who wants to better understand risk, returns, and how to align investing with real-life goals instead of arbitrary rules or hype.

People in this episode

Host: Travis Maus

Topics covered

  • investing
  • passive investing
  • market volatility
  • financial decision making
  • risk management

Keywords

  • passive investing
  • active decisions
  • net worth
  • market downturns
  • investing myths

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