- THE EXTRA MILE: Encore Presentation from February 7, 2026 (4-18-26)

- THE EXTRA MILE: Encore Presentation from February 7, 2026 (4-18-26)

From Drive Radio by John Rush

April 21, 2026 · 58 min

About this episode

This episode discusses the intricacies of insurance valuations after accidents and the impact on vehicle worth.

Encore Presentation from February 7, 2026. Drive Radio: The Extra Mile pulls back the curtain on what really happens after an accident—and why so many drivers unknowingly leave thousands of dollars on the table. Host John Rush is joined by Burke Payne (https://www.bpautoappraisals.com/), who explains how insurance valuations often fall short, especially for total losses and diminished-value claims. Are computer algorithms and rushed settlements quietly costing you money? And why are middle-of-the-road daily drivers sometimes hit harder than classics or exotics? Burke walks listeners through how total-loss valuations work, why direct deposits can lock you into a bad deal, and how invoking the appraisal clause shifts the battle away from the car owner and onto an expert who understands the system. The conversation then dives into diminished value—why a perfectly repaired vehicle is still worth less the moment an accident appears on its history, and when it’s worth fighting back. The hour wraps with a candid look at the classic and collector car market, including insights from recent auctions, shifting demand, aging collectors, and why waiting too long to sell can erase real value…

People in this episode

Host: John Rush

Guest: Burke Payne

Topics covered

  • insurance
  • automotive
  • accidents
  • valuation
  • collectible cars

Keywords

  • total-loss valuations
  • diminished value
  • appraisal clause
  • classic cars
  • collector car market

Mentioned in this episode

Products: BP Auto Appraisals

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