The Fintech Infrastructure Gap That's Quietly Choking a $454 Billion Industry

About this episode

The episode discusses the challenges faced by supplement brands in the fintech industry due to outdated payment classification systems.

This story was originally published on HackerNoon at: https://hackernoon.com/the-fintech-infrastructure-gap-thats-quietly-choking-a-$454-billion-industry . Supplement brands keep losing payment accounts not because they are fraudulent, but because a 1970s classification system groups them with bad actors. Check more stories related to finance at: https://hackernoon.com/c/finance . You can also check exclusive content about #fintech , #startup , #payments , #ecommerce , #subscription , #regulation , #technology , #enterpreneurship , and more. This story was written by: @elisevarga1 . Learn more about this writer by checking @elisevarga1's about page, and for more stories, please visit hackernoon.com . Supplement and nutraceutical brands keep getting dropped by Stripe because a 1970s payment classification system cannot distinguish legitimate businesses from bad actors. The same ML models that detect fraud are misclassifying an entire industry. The fix requires smarter underwriting, not more rejections.

Topics covered

• fintech
• payments
• ecommerce
• technology
• business

Keywords

• fintech
• payment accounts
• classification system
• fraud detection
• underwriting

Mentioned in this episode

Organizations: HackerNoon, Stripe

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