Akaun 3 KWSP: Berhenti 'rompak' masa depan sendiri [Kewangan]

Akaun 3 KWSP: Berhenti 'rompak' masa depan sendiri [Kewangan]

From Financial Faiz by Faiz Azmi

March 5, 2026 · 10 min

About this episode

The episode discusses the implications of using Account 3 of KWSP and the importance of long-term financial planning over short-term gratification.

Isu Akaun 3 KWSP bukan sekadar isu teknikal, tapi ini isu mentaliti kewangan. Bila dividen masuk akaun fleksibel, ramai yang dah mula 'cuci mata' nak beli barang bukan-bukan. Tapi cuba tanya diri sendiri—bila duit tu dah tak ada waktu korang umur 60 nanti, korang nak tunding jari dekat siapa? Jangan biarkan nafsu 'gratification' jangka pendek musnahkan ketenangan hari tua. Timestamps: 00:00 Intro 00:44 Dividen akaun 3 ciput 02:24 Apa itu compounding 03:12 Korang tak sabar 04:36 Anak kena tanggung 05:23 KWSP tak perlu wujud jika.. 06:13 Duit Aku, Hak Aku! 07:23 You miskin bukan salah kerajaan 09:01 Penutup

People in this episode

Host: Faiz Azmi

Topics covered

  • KWSP
  • financial mentality
  • dividends
  • compounding
  • financial responsibility
  • retirement planning

Keywords

  • Akaun 3 KWSP
  • financial mindset
  • dividends
  • compounding
  • retirement
  • financial responsibility
  • short-term gratification

Mentioned in this episode

Organizations: KWSP

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