Brad Mills: OpenClaw Agents, Borrowing Against Bitcoin, Building a Citadel Mind

Brad Mills: OpenClaw Agents, Borrowing Against Bitcoin, Building a Citadel Mind

From Founder Views - SaaS, Business, and Beyond by Kosta Panagoulias

February 22, 2026 · 1h 24m · Episode 101

About this episode

Brad Mills discusses long-term thinking in Bitcoin, investment strategies, and the intersection of AI and cryptocurrency.

Brad Mills is a Bitcoin OG (in since 2011), entrepreneur, and angel investor. In this episode, we talk about what it actually looks like to think long-term in Bitcoin, how he invests without selling, and why “AI agents + Bitcoin” might be the first truly mainstream crypto use case. We get into real founder stuff too: leadership failures, scaling mistakes, decision fatigue, and how Brad rebuilt his habits using a “proof of work” mindset. What we cover: Brad’s first “business” at 8 years old, and the Facebook app that hit massive scale The moment he realized “buy and hold Bitcoin” outperformed his highest-effort businesses Borrowing against Bitcoin: why LTV discipline matters and how people get wiped out Why gold confiscation (6102) is not the same risk model as Bitcoin custody today Quantum risk: what’s real, what’s noise, and how upgrades likely happen Why AI agents choosing Bitcoin is a bigger deal than retail adoption “Citadel mind and body”: applying Bitcoin-style consistency to health and relationships Books that actually changed his execution Chapters / Timestamps 00:00 Intro, “Bitcoin is up 3x since 2022” 01:40 Brad’s first business at 8 years old 04:00 Growing up in…

People in this episode

Guest: Brad Mills

Topics covered

  • Bitcoin
  • entrepreneurship
  • AI agents
  • investing
  • leadership
  • scaling
  • decision fatigue

Keywords

  • Bitcoin OG
  • angel investor
  • proof of work
  • citadel mind

Mentioned in this episode

Products: Quantum, AnchorWatch, OpenClaw, Mac mini, VPS, Bitcoin, AI agents

Books & works: Roll Up The Rim

Places: Canada

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