RRIF Meltdown Strategy

RRIF Meltdown Strategy

From Free Lunch by Canvas Wealth

April 8, 2026 · 25 min · Episode 305

About this episode

Colin and Blair discuss the RRIF meltdown strategy, its implications, and the importance of personalized financial advice.

The "RRIF meltdown" strategy is everywhere online right now, but the advice rarely accounts for your actual situation. In this episode of The Free Lunch Podcast, Colin and Blair break down what a meltdown strategy actually is, when it might make sense, and why doing it just because someone told you to can quietly cost you more in tax than you ever saved. The math matters more than the marketing.

People in this episode

Hosts: Colin, Blair

Topics covered

  • RRIF meltdown strategy
  • tax implications
  • financial planning
  • investment strategies
  • retirement income

Keywords

  • RRIF
  • meltdown strategy
  • tax
  • financial advice
  • retirement planning

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