269. Values vs Value: When is Lifestyle Creep Worth It?

269. Values vs Value: When is Lifestyle Creep Worth It?

May 25, 2026 · 41 min

About this episode

Tash and Emma discuss how spending habits change with increased income and the implications of lifestyle creep.

This week, Tash sits down with Emma from 'The Broke Generation' to get honest about how spending quietly shifts as income grows. From Ubers replacing public transport to $120 moisturisers feeling somehow reasonable, they unpack the small decisions that add up faster than most people realise. 👉🏼 Why big fixed costs like a mortgage can make small splurges feel practically invisible 👉🏼 The anchoring effect and how one expensive purchase makes the next one so much easier to justify 👉🏼 Whether "time is money" is a valid reason to upgrade or just a slippery slope 👉🏼 The case for setting firm money rules instead of making case-by-case calls every time 👉🏼 Food, groceries, Uber Eats and where convenience quietly becomes a very expensive habit If any of this sounds a little too familiar, this one is worth a listen. Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You…

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