269. Values vs Value: When is Lifestyle Creep Worth It?

269. Values vs Value: When is Lifestyle Creep Worth It?

From Get Rich Slow Club by Ana Kresina & Natasha Etschmann

May 25, 2026 · 41 min

About this episode

Tash and Emma discuss how spending habits change with increased income and the implications of lifestyle creep.

This week, Tash sits down with Emma from 'The Broke Generation' to get honest about how spending quietly shifts as income grows. From Ubers replacing public transport to $120 moisturisers feeling somehow reasonable, they unpack the small decisions that add up faster than most people realise. 👉🏼 Why big fixed costs like a mortgage can make small splurges feel practically invisible 👉🏼 The anchoring effect and how one expensive purchase makes the next one so much easier to justify 👉🏼 Whether "time is money" is a valid reason to upgrade or just a slippery slope 👉🏼 The case for setting firm money rules instead of making case-by-case calls every time 👉🏼 Food, groceries, Uber Eats and where convenience quietly becomes a very expensive habit If any of this sounds a little too familiar, this one is worth a listen. Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You…

People in this episode

Host: Tash

Guest: Emma

Topics covered

  • lifestyle creep
  • spending habits
  • income growth
  • money management
  • financial decisions

Keywords

  • lifestyle creep
  • spending
  • income
  • financial decisions
  • money rules

Sponsors

Pearler

Mentioned in this episode

Organizations: The Broke Generation, Tash Invests Pty Ltd, Rask Licensing Pty Ltd, Sanlam Private Wealth

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