About this episode

Michael Kushner discusses the process for California HOAs to borrow from reserve funds.

In this HOA Q&A, California’s leading homeowner-side HOA attorney, Michael Kushner, explains the process that an HOA board must go through to borrow money from reserve funds. 🎯 What You’ll Learn in This HOA Q&A: ✅ What Civil Code § 5515 requires for an HOA to borrow from its reserves. ✅ What notice and documentation requirements apply before and after the loan is approved. ✅ When homeowners’ consent might be required. HOA boards have the authority to borrow from reserves,...

People in this episode

Host: Michael Kushner

Topics covered

• HOA governance
• California law
• reserve funds
• homeowner rights
• board authority

Keywords

• HOA
• California
• reserve funds
• borrowing
• homeowner consent
• Civil Code

Mentioned in this episode

Organizations: California HOA

Books & works: Civil Code § 5515

Places: California

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