IHERNG PODCAST

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbThe young people now are just amazing. This audience here has achieved remarkable earnings at the age of 30, but yet she is afraid and concern of the risk for property investment. Within the options she shared, I have so much concerns especially on the expectation of how flipping property is still valid. As the saying goes, we can never make money beyond the range of our knowledge. That will be so risky but it sounds right just because she got lots of capital. Instead, I would suggest to either get an apartment for cashflow. Or to get a landed house as a home, then exit in the next 10 years. Those will be also a way to test water, and to maximize on the 90% loan slot given by our government.

Shout-out to Versa for sponsoring this video. I'm using their app to invest in my Private Retirement Scheme (PRS), not only to maximize my tax relief, we get to invest towards our retirement too. Go check it out now before the end of the year. Anyway, if you're new to Versa do use promo code: VIHERNG2 for extra returns. Terms and conditions applied. Versa download link: https://download.versa.com.my/1bAf/ghfijnqoIn this episode, an audience from Kuantan is considering a landed home as investment. Mainly it's to also be the place to conduct his tuition business. Here it gets tricky because economically it will be lucrative when we use residential premise to operate commercial activities. But most of the time, such home tuition setups are illegal. It's all good until something terrible happens. Maybe the neighbors will complain. Maybe there might be injury due to the high number of students. In my opinion, I would suggest to make that informed decision based on our own moral compass. If we choose to go ahead knowing it's illegal, so be it. To me, I shall pass.

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbThis is gonna be messy!! Now most students of the previous Guru's teaching are floating up the surface with lots of debt issue. Well are they victims? Are the Gurus scammers? It's all based on personal takes. To me, it's just them taking their chance on what they believe will work. But I just dislike the fact this audience was included in the loan of these properties just to extend the loan tenure:/ This is me trying to first sort out the issue by knowing how much is outstanding and what's the status of the projects individually. Then the number to look out for will be the total outstanding amount of difference between the loan and the market value for the properties. There is no easy way out of this. But it is not impossible. Shout-out again to this audience for having the clarity and courage on the matter. I am very confident she will brave through this.

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbWhat an achievement this audience has accomplished!! Not only they accumulated wealth throughout their career, they even paid up the renovation and downpayment on behalf of their daughters. So this will be a discussion how to exit their investments. Personally it's a lifestyle preference decision first. That will ultimately dictate the way we will live our retired life. Therefore this episode will be kinda confusing because there is not definite answer. I even questioned about the mode of retirement preferred.

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbIn this episode, we discussed about being too aggressive with investment. We also covered the comparison between subsale versus new projects. But the hack we are looking for now will be completed unsold units due to the material specifications. As for the declining population topic, I do think it's a matter of product to invest in. Larger houses are farther locations will not be preferred compared to smaller units within the city.

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbThis episode is rather simple. Just hold on to the corner lot terrace house since it's already making money. Meanwhile rent out the unit for tenants to cover the interest. But what's more apparent to me will be the negative emotions of this particular audience:/

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbFor this episode, this audience demonstrated the benefit of having savings while young, which allowed him to lock in to a very good landed home deal. However in order to move forward with his investment journey, I've made the explaination on the reason why certain strategies are only applicable currently.

Link to join my team in property investment club: https://bit.ly/3VmJixMFor property makeover services, use promo code: SEANTANMAKEOVER22 for discount: https://wa.link/0ea7rbWhat a detailed question for the episode!! This only indicates the level of preparation and attention to details by this audience. As excited as I can be reading the question, I am very concerned with the ambition. 10 properties in 10-15 years? Is it really doable? Definitely provided our active income is solid at the range of 6 figures. Also what to invest in? However the main question is WHY? What's the rush? So when we set goals, it's important to be REAL with it. Always tie back to our ability and risk tolerance.