KP Talks Dollars and Sense

RIP Dot Plot? The Fed’s New Era, Oil Prices, and the Future of Mortgage Rates From Dana Point, California, to Long Island, New York, KP recaps a busy week of Federal Reserve developments, mortgage industry events, and market-moving geopolitical headlines that continue shaping the outlook for interest rates, inflation, and the broader economy. In this episode, KP discusses the first major meeting under new Fed Chair Kevin Warsh and examines whether the Fed’s famous dot plot could soon become...

Volatility, AI, and the Fight Between Strong Data and Falling Rates From Dallas, Texas, and Corona, California, KP checks in during one of the most confusing stretches in recent memory—where strong jobs data would normally push rates higher, yet bond yields are falling, and mortgage rates are improving. This episode breaks down why markets aren’t behaving the way headlines suggest, and how volatility, money flows, and uncertainty around AI and economic growth are reshaping the outlook for ho...

Liquidity, the Fed, and the Hidden Drivers of Mortgage Rates From Corona, California, KP returns with a deep dive into the forces quietly shaping mortgage rates, housing demand, and market sentiment as the year unfolds. With Fannie Mae and Freddie Mac expanding their balance sheets, billions flowing into mortgage-backed securities, and the Fed navigating stale data and political pressure, this episode reveals why today’s rate environment is more fragile—and more important—than it appears. K...

CPI, Housing & Rates: Cutting Through the Noise in an Election Year Live from Park City, and later back at the desk in Corona, California, KP breaks down CPI Inflation Day and what the latest data actually says about housing, inflation, rates, and the broader economy. With housing making up over 40% of CPI and showing flat month-over-month growth, this episode explains why inflation continues to cool, why rates are sitting near three-year lows, and how the Fed is navigating distorted dat...

Low Rates, Pent-Up Demand, and the Road to 2026 From Corona, California, KP checks in during the “Void” between Christmas and New Year’s to unpack why interest rates are entering 2026 at some of the lowest levels of the year—and why that matters more than most people realize. With short-term borrowing costs down, housing demand quietly building, and borrowers watching rates closely, this episode connects the dots between Fed policy, equity growth, and real-world movement in housing and mortg...