Ladies Finance Club

What do you do when debt feels like it's swallowing you whole and you're too ashamed to tell anyone? Molly is back hosting Get Rich this week, sitting down with Kristen Hartnett, a financial counsellor from the Salvation Army's MoneyCare service, to talk about something so many Australian women are quietly going through right now, debt. Whether it's credit cards, buy now pay later, a car loan that's gotten away from you, or just the creeping anxiety of cost of living hitting harder than ever, this episode is a must-listen. And here's the thing - there is a free, professional, non-judgmental service available to every single Australian, and most of us have no idea it exists. Until now. In this episode, you'll learn: Why smart, capable women end up in serious debt and why it has nothing to do with poor spending habits How shame and secrecy make debt worse, and what to do instead What a financial counsellor actually does (and why it costs you absolutely nothing) The signs it's time to stop Googling and just make the call What can realistically be negotiated with banks and creditors on your behalf Why bankruptcy is rarely the answer and what the alternatives are How the debt snowball method works and when it makes sense to use it What debt collectors can and can't legally do to you in Australia Government grants and emergency relief payments you might not know you're entitled to How to rebuild your financial confidence after clearing debt, for good Perfect for: Australian women feeling the pressure of cost of living, anyone quietly struggling with debt, and women who just want to know their options before things get worse. The biggest takeaway from this episode? You are not alone, you are not a failure, and there is free help waiting for you right now. 🎧   Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What if being bad with money was never actually your fault? Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women  and this conversation is exactly where to start. Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you. In this episode, you'll learn: Why being bad with money is not a personal failing  and what's actually responsible for it What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future How the pink tax adds up to over $250,000 across a woman's lifetime What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing  and the finding that surprised even the researchers Why 30% of women have no financial plan beyond hoping something works out How your money psychology  not your budget  might be the real thing holding you back What happens to women's wealth when they leave the finances to their partner The one money move both Rachel and Angela say every woman should make this week Why the financial services industry keeps getting women wrong and what they should be doing instead What your 25-year-old self needs to hear about compounding, investing, and starting now Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin. The biggest takeaway from this episode? The system wasn't designed for you  but that doesn't mean you can't win at it. Here's how. 🎧   Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What does your grandmother's relationship with money have to do with your bank balance today? More than you'd think. Molly is back and sitting down with financial advisor, community builder, and newly minted author Jessica Brady to dig into one of the most fascinating and rarely talked about, sides of personal finance: how the women who came before us shaped the way we think, feel, and behave around money today. Jess has just released her debut book Get Growing: A No-Nonsense Guide to Cultivating Wealth and Financial Freedom, and it is everything, part feminist history lesson, part practical money guide, part permission slip for every woman who's ever felt like managing money just wasn't meant for her. In this episode, you'll learn: Why your money mindset is likely already formed by the time you're seven years old How the laws that locked women out of financial independence still echo through generations today What a "hot iron money moment" is and how to find yours Why your brain is actually trying to protect you from wealth and how to gently take back the wheel What a "money monster" is and how naming yours can help you stop letting it make decisions for you How to build a financial alter ego that helps you show up differently with your money Perfect for: Australian women who've ever felt behind with money, anyone curious about where their money beliefs really come from, and every woman who wants to stop the cycle and build real, lasting wealth. The biggest takeaway from this episode? Your money story isn't your fault, but it is yours to rewrite. 🎧 Grab Jess's book here.   Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What's the best thing you can do for your child's financial future and when should you start?  Briony Benjamin is back as guest host of Get Rich while Molly is on maternity leave, and this week she's tackling a topic close to her own heart as a mum of two! Briony sits down with financial advisor and investing expert Daisy Magor to break down everything Australian parents need to know about how to invest for their kids, no jargon, no complicated finance-speak, just clear and practical advice for mums who want to give their children a financial head start. Whether you've been putting off investing for your children in Australia because you're not sure where to start, think you need more money to begin, or you're worried about getting the tax side of things wrong, this episode is for you. In this episode, you'll learn: Why starting small and early makes a bigger difference than you think What $100 a month from birth could actually grow to by the time your child turns 18 The main ways to invest for your kids in Australia and which one might suit you best Whether you should pay off debt first or invest at the same time What an ETF is and why it's one of the simplest investment options for Australian parents The difference between investing in your name versus your child's name (and why it matters at tax time) What investment bonds and education bonds are and when they make sense The minor tax rates that catch Australian parents off guard How ethical investing works inside an ETF What grandparents and relatives need to know about gifting money to kids in Australia Perfect for: Australian mums with young kids, anyone wanting to invest on behalf of their children, and women who want to make their money work harder for the next generation. The biggest takeaway from this episode? You don't need to be wealthy to set your child up for long-term financial success, you just need to start. 🎧Connect with Daisy Magor here - https://directory.ladiesfinanceclub.com/listing/daisy-magor/   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Briony Benjamin steps in as guest host of Get Rich while Molly is on maternity leave, and she's bringing you one of our most beginner-friendly episodes yet! This week, Briony sits down with investing expert and ETF specialist Jessica Leung to break down everything you need to know about getting started with investing no jargon, no finance-speak, just clear and practical advice for women who are ready to take control of their money. Whether you've been putting off investing because it feels too risky, too complicated, or you think you don't have enough money to start this episode is for you. In this episode, you'll learn: What investing actually is and why savings alone won't build long-term wealth How inflation silently eats away at your savings The power of compound interest (and why it really is the eighth wonder of the world) Why you don't need to time the market and what to do instead What an ETF is and why it's a great option for beginner investors The biggest investing myths holding women back from getting started What a beginner portfolio could look like How to choose a brokerage platform and what fees to watch out for How ethical and sustainable investing works inside an ETF The most common beginner mistakes (and how to avoid them) The biggest takeaway from this episode? Just start. You don't need thousands of dollars or a finance degree you just need to take the first step. 🎧 Perfect for: women who are new to investing, anyone curious about ETFs, and anyone who's been waiting for the "right time" to start building wealth.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Most people see insurance as boring, optional, or something they’ll deal with “later”.But the truth is, insurance is one of the very few things that can completely change the trajectory of your life, not when things are going well, but when they aren’t. In this episode of Get Rich, Molly Benjamin is joined by insurance advisor Trish Gregory from Hayes & Co Insurance Services, to break down what insurance actually does, the mistakes people don’t realise they’re making, and the real-life moments where having the right cover makes all the difference. They unpack income protection, life insurance, total and permanent disability (TPD), and trauma insurance, why so many women are underinsured (even when they earn good money), and why waiting until something goes wrong is often the most expensive mistake of all. Molly also shares why she only updated her own insurance recently, what she assumed was covered through her super, and the moment she realised she was only protected for two years, not decades. This is a practical, honest conversation about protecting your income, your future, and your choices, before you need to. In this episode you'll learn: The real difference between life insurance, TPD, trauma, and income protection, and what each one actually covers Why so many women are dangerously underinsured, even if they earn “good money” The most common insurance mistakes people make, and why fixing them later can cost more Real-life examples of when insurance becomes life-changing, not just “nice to have” How insurance inside super works, and when it’s not enough on its own When and how to get insurance set up properly, before health or life changes make it harder If you want to connect with Trish, Click here - https://directory.ladiesfinanceclub.com/listing/trish-gregory/   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

In this episode of Get Rich, Molly Benjamin sits down with finance journalist and creator Chris Kohler (700k+ on Instagram) to unpack the sneaky ways Australians lose money without even noticing. Based on Chris’s book How They Get You, this chat covers the everyday “money traps” hiding in plain sight, from subscription creep and food delivery markups, to loyalty programs that don’t truly reward you, drip pricing, and the psychology of tap-and-go spending. You’ll learn how modern payments and marketing are designed to make spending feel painless, why “being loyal” can cost you more, and what small habits quietly blow up your budget over time. Chris also shares his simple “Hell Day” strategy, a practical system for negotiating bills and cutting recurring costs in one focused hit. If you want to feel more confident, more in control, and way harder for companies to “get”, this episode is a must-listen. PS – I get asked constantly for a good mortgage broker or financial adviser, so we finally did something about it. We’ve just launched our new directory of trusted, vetted financial professionals we genuinely recommend. It’s live now you’ll find the link here 👉 https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Divorce and separation in your 40s can feel overwhelming, emotional, and financially terrifying, especially if you’ve spent years prioritising your family, your partner, or their career over your own. In Australia, the average age women are divorcing is around 44 years old, yet so many women reach this moment feeling unprepared and unsure of their legal and financial rights. In this episode of Get Rich, Molly Benjamin is joined by Australian family lawyer Samantha Lewis to unpack what women actually need to know before separating, legally, financially, and emotionally. We cover the biggest myths women believe about divorce, why “just wanting things to be fair” can quietly leave you financially worse off, and the critical mistakes many women make in the first few weeks after separation. You’ll learn: How separating in your 40s is legally and financially different from your 20s or 30s Why it doesn’t matter whose name assets, property, or superannuation are in How non-financial contributions, like raising children or supporting a partner’s career, are treated under Australian family law What to do before money or assets start disappearing Why superannuation is often one of the biggest assets in a separation How women can fund legal advice, even if they don’t currently have access to money The one-year deadline after divorce that could cost you everything if you miss it Why it’s never too late to start again financially, even in your 40s or 50s This is an empowering, practical conversation for Australian women who are separated, divorcing, thinking about leaving, or supporting a friend who is. It’s not about fear, it’s about clarity, confidence, and knowing your rights before you make life-changing decisions. 🎧 Listen with your notes app open, then send this episode to a woman who needs it. General information only. This episode does not constitute legal or financial advice. Always seek advice specific to your circumstances. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]  Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

We talk a lot on Get Rich about how to prevent a financial crisis, building buffers, having the right insurance, and not leaving things until it’s too late. In this episode, we apply that same thinking to something just as important: your health. Because a medical crisis doesn’t just affect your body, it can impact your income, savings, super, career, and long-term financial security. Molly is joined by women’s health GP Joanne Helen Mackson to create a practical, decade-by-decade health checklist for Australian women in their 30s, 40s and 50s, covering what to screen for, what symptoms to take seriously, and how to advocate for yourself in a system that hasn’t always been built with women in mind. In this episode, we cover: What health checks actually matter in your 30s, including cervical screening, skin checks, fertility conversations, mental health, and when period pain isn’t normal What changes in your 40s, including the Medicare 45+ Health Assessment, perimenopause symptoms, bowel cancer screening from 45, and breast screening decisions What to prioritise in your 50s, including mammograms, bowel screening, bone health, heart health, and chronic disease prevention Why women often need to push harder for answers, and how to do that effectively How prevention is one of the smartest financial and life investments you can make This is the episode to listen to with your notes app open, then book the check-ups you’ve been putting off, and send to a friend who needs it too. General information only. Always speak with your GP or healthcare professional about what’s right for you. Health is wealth, and this episode shows you how to protect both.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

What happens when you grow up below the poverty line, build a high-paying career in finance and still find yourself drowning in debt? In this powerful episode, Molly sits down with Annette, founder of Kids Get Money, to unpack how early money experiences shape our adult financial habits, and how she went from financial overwhelm to empowerment. They discuss how generational money patterns are passed down, what to do when you're at breaking point financially, and why teaching kids about money from an early age is non-negotiable in today’s digital world. If you’ve ever felt ashamed about your money situation or unsure how to break the cycle - for yourself or your kids, this episode is a must-listen. What you’ll learn:✔️ How childhood experiences shape your money mindset✔️ The moment Annette hit financial rock bottom (while living in a million-dollar home)✔️ Practical steps to rebuild your finances, no matter where you're starting from✔️ Why money coaching is the missing link before financial advice✔️ When and how to start teaching kids about money✔️ How to talk about tap & go, Afterpay, and digital spending with kids✔️ One simple weekly habit to help your kids get money smart Whether you’re a mum, aunty, carer or just someone who wants the next generation to have a better relationship with money, this conversation will give you practical language, tools and a big dose of “you’re not alone”.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

Struggling to understand why groceries, rent and bills feel so expensive right now? You’re not alone and in this episode, we break it all down in plain English. Molly sits down with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia (RBA), to demystify inflation, interest rates and what’s actually happening in the Australian economy. Together, they unpack:✨ What inflation really means (and why it’s not as simple as “prices going down”)✨ What’s inside the CPI “basket” and why it never feels like the average fits your life✨ Why the RBA targets 2–3 percent inflation✨ How interest rates are set and who actually sets them✨ How inflation affects your mortgage, savings and everyday budget✨ Why global events like wars and supply shocks hit your hip pocket✨ What to expect for inflation and the economy heading into 2026✨ Practical steps you can take to prepare for rising costs If you’ve ever wondered:“Why is everything getting more expensive?”“What does the RBA actually do?”“Should I be worried about inflation?” …this episode is your go-to explainer. No jargon. No doom and gloom. Just clarity. 🎧 Listen now and finally understand inflation in a way that makes sense for real life. If you totally missed Economics 101 at school (same 🙋‍♀️), then you’re going to love this week’s episode of Get Rich.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

“I have nothing to wear.”Sound familiar? In this episode of Get Rich, Molly sits down with fan-favourite guest Emma Edwards (The Broke Generation) to unpack why so many of us overspend on clothes, still feel like we have nothing to wear, and how our wardrobes are deeply connected to confidence, identity and money. Emma recently completed a full year without clothes shopping — no new, no second-hand, no rentals — an experiment that completely transformed her self-esteem, spending habits and style. Together, Molly and Emma dive into:✨ Why we keep buying clothes we don’t wear✨ The $6,000 realisation: how much we actually spend✨ The “fantasy self” hiding in your wardrobe✨ What shopping has to do with body image✨ How stopping shopping improved Emma’s confidence✨ How to cut back on buying clothes without going cold-turkey✨ Why we overspend on our kids’ wardrobes✨ How to build a wardrobe you actually love If you want to spend less, feel better in your clothes, and stop the endless “nothing to wear” spiral… this episode will change the way you shop forever. 🎙️ Emma’s New Book: The Wardrobe Project: A Year of Buying Less and Liking Yourself More📚 Order it here   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.

If you’re in your 40s, 50s or beyond and feel like you’re rebuilding your financial life from scratch, you’re so not alone. In this powerful episode of Get Rich, Molly sits down with financial coach and former adviser Naomi Holmes, host of the Her Money Matters podcast, to unpack how women can rebuild confidence, clarity and wealth after divorce, separation, redundancy or major life changes. Naomi works with women at this exact stage of life, and she shares the patterns she sees every day, the fear, the avoidance, the “I don’t even want to look at my bank account” era and the practical steps that genuinely get women back on track. We explore the emotional, practical and strategic parts of starting over: cashflow, asset protection, emergency funds, financial coercion, superannuation, investing later in life and how to prepare financially if you’re thinking about leaving a partner. In this episode we discuss: The FIRST step to rebuilding confidence when starting over at 40+ How to understand your cashflow without needing to be a spreadsheet girlie The biggest money mistakes women make post-divorce or redundancy Recognising financial coercion and what to do if it’s happening How to prepare financially BEFORE you separate from a partner The three experts every woman should have: lawyer, financial coach/adviser + emotional support How to rebuild an emergency fund (OMG fund!) when money feels tight Investing later in life, when to start again and how to think about risk Superannuation truths every woman 40+ needs to know Why your money story matters more than your past mistakes The next 1–2 steps every woman can take TODAY to move forward If you’re rebuilding, re-entering the workforce, or finally putting yourself first after years of looking after everyone else, this conversation is supportive, empowering and deeply practical. Learn more about Naomi’s work at Her Money Matters or contact her at naomi@hermoneymatters.com.au.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfcSee omnystudio.com/listener for privacy information.