Why You Can't Afford A House

Why You Can't Afford A House

From Love & Hard Money by Brian

April 28, 2026 · 32 min · Episode 15

About this episode

Brian discusses the systemic causes of housing unaffordability and presents Bitcoin as a potential solution.

The 30-year mortgage didn't make housing affordable. It made it permanently more expensive. Here's the only thing that actually fixes it. Episode Summary Brian traces the systemic causes of housing unaffordability — from the 30-year mortgage to securitization to the Cantillon effect — arguing that every proposed fix fails because none of them address the monetary premium at the root of the problem. He then makes the honest case for Bitcoin as the demonetizer: not a quick fix, not without vola...

People in this episode

Host: Brian

Topics covered

  • housing affordability
  • 30-year mortgage
  • securitization
  • Cantillon effect
  • monetary premium
  • Bitcoin

Keywords

  • housing
  • mortgage
  • affordability
  • securitization
  • Cantillon effect
  • Bitcoin
  • monetary policy

Mentioned in this episode

Products: Bitcoin

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