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On the show
From 12 epsHosts
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Recent episodes
How to Build Good Money Habits Early for Young Adults
Jun 19, 2026
28m 30s
Smart Account Balancing Tips for Financial Confidence
May 29, 2026
20m 25s
Financial Frontlines: Supporting Active Duty Through Every Stage of Service
May 4, 2026
24m 03s
The Hidden Costs of Sports Betting: Money, Mindsets & Smarter Wealth Moves
Mar 13, 2026
25m 34s
Romance Scams: Protecting your Heart and your Wallet
Feb 9, 2026
28m 16s
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| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 6/19/26 | ![]() How to Build Good Money Habits Early for Young Adults | Starting out on your own can feel exciting and a little overwhelming, especially when it comes to money. In this episode of MakingCents, host Thomas Racca Jr. sits down with Navy Federal intern Ashley Colatarci to talk about building simple money habits that actually work for young adults. Ashley shares what it’s really like managing money for the first time, from budgeting and subscriptions to social media pressure and unexpected expenses. Together, they break down how small, consistent acti... | 28m 30s | ||||||
| 5/29/26 | ![]() Smart Account Balancing Tips for Financial Confidence✨ | account balancingfinancial management+3 | Sun Bayless | Navy Federal Credit Union | — | account balancingfinancial confidence+4 | — | 20m 25s | |
| 5/4/26 | ![]() Financial Frontlines: Supporting Active Duty Through Every Stage of Service✨ | military financeactive duty support+5 | Brian Parker | Navy Federal Credit Union | — | military financefinancial challenges+5 | — | 24m 03s | |
| 3/13/26 | ![]() The Hidden Costs of Sports Betting: Money, Mindsets & Smarter Wealth Moves✨ | sports bettingfinancial well-being+3 | Thomas Racca | Navy Federal Credit Union | — | sports bettingfinancial risk+3 | — | 25m 34s | |
| 2/9/26 | ![]() Romance Scams: Protecting your Heart and your Wallet✨ | romance scamsfraud prevention+3 | Carrie Foran Sepulveda | Navy Federal Credit UnionNavy Federal | — | romance scamsfraud+3 | — | 28m 16s | |
| 1/23/26 | ![]() From Pinch to Progress: Your Financial Reset for 2026✨ | financial landscapebudgeting+4 | Heather Long | Navy Federal | — | financial resetbudget+5 | — | 39m 09s | |
| 11/14/25 | ![]() Beyond the Uniform: Financial and Civilian Transition Resources for Life After Service✨ | veteran transitionfinancial planning+3 | Clay StackhouseJesse Border+1 | Navy FederalSupport The Enlisted Project (STEP)+1 | — | veteransfinancial resources+5 | — | 15m 48s | |
| 10/29/25 | ![]() Cybersecurity Essentials: Stay Ahead of the Scams this Holiday Season✨ | cybersecurityholiday shopping+3 | — | Navy Federal Credit Union | — | cybersecurityscams+3 | — | 22m 43s | |
| 9/17/25 | ![]() Financial Planning Made Simple✨ | financial planninginvesting+3 | — | Navy Federal Credit Union | — | financial planninginvesting+3 | — | 41m 16s | |
| 8/13/25 | ![]() Beyond the Branch: Smarter Money Management in a Connected World✨ | money managementdigital services+5 | — | Navy Federal Credit Union | — | financesdigital banking+4 | — | 21m 41s | |
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| 7/14/25 | ![]() Shifting Gears: The Road to a New Car✨ | car buyingauto financing+3 | Joe PendergastKevin Wince | Navy FederalNavy Federal Credit Union | — | car buyingauto financing+3 | — | 26m 42s | |
| 6/12/25 | ![]() Travel Smarter and Stretch Your Vacation Dollars✨ | travel budgetingpersonal finance+3 | Thomas Racca | Navy Federal Credit Union | — | travel budgetsaving for travel+3 | — | 27m 32s | |
| 5/12/25 | ![]() Serving is a Family Affair✨ | military servicefamily support+3 | Clay StackhouseChelsea Smith | Navy FederalUSO+1 | — | militaryfamilies+5 | — | 22m 18s | |
| 3/10/25 | ![]() 3 Ways to Polish Up Your Savings Plan & Get to Your Goals | Spring is in the air, so it's the perfect time to refresh your financial goals and give your savings plan a thorough spring clean. CJ Pointkowski, assistant vice president of savings products operations, and Thomas Racca, manager of personal finance management, join the podcast to share 3 approaches members can use to get a head start on reaching their financial goals. Spring Clean Your Finances (2:46)Smart Saving Strategies (12:05)Right Saving Tools (16:50) Navy Federal has the tools to... | 29m 28s | ||||||
| 1/24/25 | ![]() ROTC All-American Scholarship Program | Navy Federal Credit Union’s ROTC All-American Scholarship Program honors the best and brightest ROTC seniors across the nation. Since 2018, the program has received nearly 1,300 ROTC student nominations and donated over $540,000 to ROTC cadets. Navy Federal chooses 15 finalists—five per branch of military service—to become ROTC All-American Scholarship recipients. Brandi joins the 2024 ROTC All-American Scholarship Program ‘Students of the Year’, who were selected as the top Air Force, ... | 19m 28s | ||||||
| 12/3/24 | ![]() Giving Back through Dollars for Doers | Our team members at Navy Federal log serious volunteer hours. Listen in to find out how 2 volunteer leaders used our Navy Federal Serves programs, like Dollars for Doers, to give the people and places we live and serve the most support they could. | 32m 02s | ||||||
| 11/26/24 | ![]() How to Use Your Credit Card During the Holiday Season | Drew Tsitos, Navy Federal’s Manager of Credit Card Products, shares tips on how to make the best use of your credit card during the holiday season and how Navy Federal’s newest card may complement your lifestyle perfectly. | 25m 36s | ||||||
| 11/21/24 | ![]() Benefits of Banking with a Credit Union | Becoming a member of a financial institution, such as a credit union, lays the foundation of your relationship to money. From there, you can determine how your lifestyle can align with your financial priorities. Mehdi Dinia, Vice President of Membership, and Clay Stackhouse, Regional Outreach Manager, discuss the benefits of a credit union and how we put members' best interest first. | 25m 49s | ||||||
| 10/21/24 | ![]() Financial and Economic Check-In | Between rising interest rates and the fluctuating cost of living, many are wondering when we might start to see some relief—and it could be sooner rather than later. Host Emily Bigham sits down with Corporate Economist, Robert Frick, and Personal Finance Manager, Thomas Racca, to get a pulse on the economy and how members can feel in control of their finances. | 27m 03s | ||||||
| 7/30/24 | ![]() Choosing the Best Credit Card | There’s a wide range of credit cards out there. Our credit card expert, Rick Conyers, breaks down which Navy Federal card may be right for you. Tune in to hear advice, from finding the best card to improving your credit score. | 19m 15s | ||||||
| 4/26/24 | ![]() Above and Beyond Service | Brandi and Navy Federal’s Executive Vice President of Branch Operations—and former U.S. Navy Blue Angel—Keith Hoskins, take a closer look at the world-class service members find at their local branches, and the relationships they build as a result. Hear how passionate we are about going above and beyond to support our members. | 22m 28s | ||||||
| 4/18/24 | ![]() New Generation of Savers | Brandi and Navy Federal’s Assistant Vice President of Savings Products Operations, CJ Pointkowski, talk about raising the next generation of savers with powerful tips and tools for their youngest members. Tune in to hear how you can start bringing financial awareness to your children, instilling strong habits in them that they'll carry into adulthood. | 24m 16s | ||||||
| 3/21/24 | ![]() The College Financing Journey | Navy Federal’s Assistant Vice President of the Education Lending team, Caroline Currie, and Manager of Personal Finance Management, Thomas Racca, discuss the financial responsibility attached to higher education. They’ll explore various aspects of the college journey, including preparation, saving and post-graduation planning. | 39m 23s | ||||||
| 11/6/23 | ![]() The Mission Continues: Service to Military Veterans | In honor of Veterans and Military Families Month, Marine Corps Veteran and president of The Mission Continues, Mary Beth Bruggeman, joins the podcast with Brandi G. They discuss Navy Federal's partnership with The Mission Continues, and how together they support Veterans by connecting them with leadership opportunities in their own communities. Let a special Veteran in your life know what their service means to you at Navy Federal’s #GratitudeMission Challenge. | 32m 26s | ||||||
| 6/30/23 | ![]() What You Should Know About Managing Your Credit Cards | Explore how credit cards can be a powerful tool for you and your finances with this week's episode. Assistant Vice President Elly Szymanski shares tips and insights to help you better manage your credit cards and make the most of your money. | 21m 13s | ||||||
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