Occurrence vs. Claims-made: The CGL Coverage Conversation

About this episode

Tammie D’Allura explains the difference between occurrence and claims-made coverage in CGL policies.

In this quick and clear episode, Tammie D’Allura breaks down one of the most misunderstood topics in commercial insurance — the difference between occurrence and claims-made coverage in a Commercial General Liability (CGL) policy. Learn how timing determines coverage, what retroactive and extended reporting periods mean, and why choosing the right form matters for both agents and insureds. 🎧 In under 10 minutes, you’ll gain the confidence to explain CGL triggers like a pro.

People in this episode

Host: Tammie D’Allura

Topics covered

• commercial insurance
• CGL coverage
• occurrence coverage
• claims-made coverage

Keywords

• insurance education
• coverage types
• timing
• reporting periods

Mentioned in this episode

Products: Commercial General Liability (CGL) policy

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