Money and Investing with Andrew Baxter

Welcome to this week's Money and Investing Show with Andrew Baxter and co-host Mitch. If you're lying awake at night worrying about groceries, fuel, and power bills that never seem to stop climbing, you're not alone and you're not imagining it. Millions of Australians are feeling financially exhausted, and Andrew breaks down exactly why that feeling has become so widespread, and more importantly, what you can actually do to turn things around. From cost of living fatigue at the supermarket checkout to rising energy costs, wage stagnation, and a tax system that isn't built in your favour, Andrew cuts through the noise to explain the real forces squeezing Australian households right now. But this isn't just about the problem. Andrew delivers three straight-talking, practical action steps designed for anyone who is financially exhausted and ready to stop surviving and start gaining ground. From budgeting with purpose and building a side income, to protecting your mindset from the relentless negativity that keeps people stuck, this is the conversation that challenges you to make a stand and do something about it. Because where you are right now doesn't have to be where you stay. If you found this valuable, please subscribe, leave us a review, and share it with someone who needs to hear it. Every share helps more Australians get the financial clarity they deserve. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, the focus turns to Stock Market Cycles and how they shape investor behaviour, decision-making, and long-term results. Many people recognise boom and recession, but far fewer understand the full cycle and how each phase impacts risk, opportunity, and timing. Andrew break down the four key Stock Market Cycles and explain what typically happens in each stage, from rising confidence in a boom to hesitation during recovery. More importantly, they highlight how emotions like fear, greed, and overconfidence can influence outcomes, often leading investors to act at the wrong time. The discussion also covers practical ways to approach these cycles with more clarity. From understanding the difference between price and value to using tools like on-balance volume and volatility, this episode focuses on building a process based on facts, not feelings. If you want to improve how you respond to changing market conditions and make more informed decisions, this episode offers a clear framework grounded in real market behaviour. Follow the show for more practical money and investing insights, and share this episode with someone looking to build a smarter approach to the market. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Superannuation is one of the most powerful tools Australians have for building long term wealth, yet many people pay very little attention to it. For many, super runs quietly in the background while contributions go in automatically. But without a clear strategy, that retirement nest egg may fall well short of what is possible. In this episode, Andrew and Mitch unpack the key ideas behind Optimising Superannuation in Australia and why it deserves far more focus than most people give it. From understanding how super works to avoiding common mistakes such as holding multiple accounts or ignoring asset allocation, they explain how small changes today can lead to a far stronger financial position later in life. The conversation also covers practical strategies for Optimising Superannuation in Australia, including adjusting your investment mix, consolidating accounts to reduce fees, and making additional contributions in a tax efficient way. Andrew also shares insights into self managed super funds, when they may make sense, and the risks investors should consider before setting one up. Retirement planning is not something to leave until the last minute. By focusing on Optimising Superannuation in Australia early and consistently, investors can give themselves a far better chance of building a retirement they can truly enjoy. If you found this episode helpful, subscribe to the show, leave a review, and share it with someone who should start taking their super more seriously. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. How safe are your assets, really? Many investors focus on growing wealth but give far less attention to protecting it. In this episode, Andrew and Mitch break down how to Structure Your Investments for Maximum Protection so the wealth you build actually stays yours. The conversation covers the real risks investors face, including lawsuits, business liabilities, divorce, and poorly documented agreements. You will learn how different structures such as trusts, companies, and SMSFs can play a role in asset protection, along with the benefits and limitations of each approach. Andrew also shares practical insights on when it makes sense to Structure Your Investments early, how tax efficiency differs from protection, and why getting professional advice before major transactions like property purchases can save significant costs later. They also discuss binding financial agreements, joint venture contracts, and the common mistakes investors make when relying on handshake deals or informal arrangements. The key message is clear. Protecting capital is not about fear. It is about planning, clarity, and smart structuring decisions that support long term wealth creation. If you want to Structure Your Investments with greater confidence and reduce unnecessary risk, this episode provides a strong foundation to start thinking differently about protection. If you found this valuable, subscribe to the podcast, leave a review, and share this episode with someone building their financial future. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Twelve months into the Trump 47 presidency, markets are reacting to rapid policy moves, shifting alliances, and rising geopolitical pressure. This discussion breaks down the Trump Policy shake up and explains how it is influencing currencies, commodities, and global asset prices. Andrew and Mitch examine the real market impact behind the headlines. Topics include oil supply changes linked to Venezuela, Middle East tension and Iran risk, pressure on China through trade and technology, and the implications of tariffs, NATO friction, and the Greenland debate. Each issue is assessed through a market lens, focusing on how policy signals translate into price movement rather than political noise. The conversation also covers interest rates, the Federal Reserve, and the growing tension around Jerome Powell. With stocks near record highs and bond markets adjusting to delayed rate cuts, the episode explains how uncertainty affects investor behaviour and why clarity matters when volatility rises. This Trump Policy shake up is not framed as prediction or opinion. Instead, it connects global events to currency strength, equity performance, and portfolio risk, helping listeners understand what matters and what does not. If you want a clearer view of how the Trump Policy shake up feeds into markets, currency moves, and portfolio positioning, this episode offers practical context grounded in current conditions. Subscribe for weekly market insights, leave a review if you found value, and share this with anyone trying to make sense of global market shifts. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, we dive into the real reason so many Aussies are turning to side hustles. With rising costs and limited wage growth, we talk about building extra income, creating options, and using side hustles to stack cash for investing. You’ll hear how to pick ideas that earn, not just entertain, and why knowing your margins matters from day one. We walk through digital side hustles, service ideas, and practical ways to get started after work hours without burning yourself out. You’ll also hear honest talk about risk, time, start-up costs, and the smart way to test an idea before committing too much money. This conversation shows how the right side hustles can grow over time, help you move closer to financial freedom, and give you more control than relying only on a 9 to 5. The focus is simple: start small, learn fast, and build something that pays you back. Listen in, take notes, and start planning your next step. If this episode helps you, subscribe, leave a review, or share it with someone who needs it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, we take a clear, practical look at the US Market Outlook for 2026 and ask a big question. Are current market valuations flashing a warning sign, or are they pointing to more opportunity ahead? Drawing from the conversation in the transcript, Andrew and Mitch unpack how inflation, interest rates, earnings growth, and productivity trends are shaping the broader US Market Outlook. You will hear why some investors worry that prices look stretched, and why others believe new sectors, technology, and stronger corporate profits may justify what we are seeing on the charts. We talk through how policy shifts, capital spending, AI growth, and changes in consumer behaviour may play out over the next year. You will also gain context on how the US Market Outlook affects Australians, from portfolio positioning to long term wealth planning. If you want clearer insight into what these valuations might mean for your money, this episode gives you grounded analysis without the noise. Simple ideas. Straight talk. Practical thinking. Tune in, listen closely, and decide where you stand. If you found value in this conversation, subscribe, leave a review, or share the episode with someone who follows the markets. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387